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American Express Nectar Credit Card
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American Express
Credit Card Details

                                                                                                   
Card Provider: American Express  
Card Name: Nectar Credit Card
Typical APR (variable): 18.9 % APR
Annual Rates for Cash Withdrawals: 27.9 %
Cash Withdrawal Fee Percent: 3.00 %
Cash Withdrawal Minumum Fee: £ 3.00
Minimum Salary Required to Apply: £ 20000.00
Intro Rate: N/A
Introductory Rate Period: None
Maximum Interest Free Period: 56 days
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance: None
Purchase Protection: 90 days £50 to £20,000 subject to terms
Loyalty Bonus/Cash Back: Nectar points
Notes:
A handling fee may be charged for balance transfers of up to 3% of the balance transferred. Earn up to 4 Nectar points for every £1 spent when you use both your Nectar credit card and Nectar loyalty card at participating Nectar partners. Earn 1 point for almost every £1 spent elsewhere. Double points will be earned for the first 3 months and 5,000 bonus Nectar points will be earned when £200 is spent on the card within 90 days from account opening. Benefits and services include: Purchase Protection Insurance. Refund Protection. Online Fraud Protection. Emergency Card Replacement. Optional repayment protection. Account management available on-line. No annual fee. Interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash withdrawals will be charged on a daily basis from the date of the transaction until repaid in full. Interest on balance transfers will be charged on a daily basis from the date the transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges - £10 for late payments, returned payments or if you go over your credit limit. See terms and conditions for more details.
   


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