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American Express Platinum MoneyBack
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American Express
Credit Card Details

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Card Provider: American Express  
American Express Logo
Card Name: Platinum MoneyBack
Typical APR (variable): 18.9 % APR
Annual Rates for Cash Withdrawals: 27.9 %
Cash Withdrawal Fee Percent: 3.00 %
Cash Withdrawal Minumum Fee: £ 3.00
Minimum Salary Required to Apply: £ 20000.00
Intro Rate: N/A
Introductory Rate Period: None
Maximum Interest Free Period: 56 days
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance: Up to £150k
Purchase Protection: 90 days £50 to £20,000 subject to terms
Loyalty Bonus/Cash Back: Moneyback
Notes:
A handling fee may be charged for balance transfers of up to 3% of the balance transferred. Moneyback scheme offers 5% moneyback on the first £4,000 of purchases made in the first 3 months (maximum cashback £200). Then (other than the introductory offer) 0.5% for aggregate amounts up to £3,500, 1% for aggregate amounts from £3501 to £10,000 and 1.5% on aggregate amounts in excess of £10,001 providing minimum payment is received by the due date. Benefits and services include: Card related Travel Accident lnsurance. Purchase Protection Insurance. Refund Protection. Online Fraud Guarantee. Emergency Card Replacement. 24 hour Customer Service. Optional repayment protection. Account management available on-line. No annual fee. Interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash withdrawals will be charged on a daily basis from the date of the transaction until repaid in full. Interest on balance transfers will be charged on a daily basis from the date the transaction is debited to your account until repaid in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges - £10. for late payments, returned payments or if you go over your credit limit. See terms and conditions for more details.
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