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Bank of Scotland Credit Card Details
Card Provider:
Bank of Scotland
Card Name:
Standard
Typical APR (variable):
27.9 % APR
Annual Rates for Cash Withdrawals:
27.95 %
Cash Withdrawal Fee Percent:
3.00 %
Cash Withdrawal Minumum Fee:
£ 3.00
Minimum Salary Required to Apply:
N/A
Intro Rate:
N/A
Introductory Rate Period:
None
Maximum Interest Free Period:
59 days
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance:
None
Purchase Protection:
None
Loyalty Bonus/Cash Back:
None
Notes:
All credit facilities are subject to status and are available only to UK residents aged 18 or over. There is a handling fee of 3% (minimum £3) for balance transfers and cheques. Account management available online. Protection for online purchases. Free text alerts to remind you when to pay your bill. Weekly balance updates via a text message. For £6.95 a month, identitycare will help you take steps to protect your identity and spot fraudulent activity in your name. No annual fee. There will be an interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the date of transaction even if account is cleared in full each month. Interest on balance transfer will be charged on a daily basis from the date first charged to your account. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply for late payments, exceeding credit limit and for returned payments. See terms and conditions for more details.