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Barclaycard Graduate
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Barclaycard
Credit Card Details

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Card Provider: Barclaycard  
Barclaycard Logo
Card Name: Graduate
Typical APR (variable): 16.9 % APR
Annual Rates for Cash Withdrawals: 27.9 %
Cash Withdrawal Fee Percent: 2.50 %
Cash Withdrawal Minumum Fee: £ 2.50
Minimum Salary Required to Apply: £ 10000.00
Intro Rate: 0 %
Introductory Rate Period: 9 mths
Maximum Interest Free Period: 56 days
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance: None
Purchase Protection: 90 days up to £5,000
Loyalty Bonus/Cash Back: None
Notes:
Applicants must be 21 or over, graduating from university and have a regular income of £10,000 or more per annum to apply. Introductory rate of 0% applies to balance transfers for 9 months made within 60 days of opening your account. Charge for  cheques and balance transfers is 2.5%. Minimum balance transfer is £250 and the maximum will be £5,000 or 90% of your credit limit, whichever is the lower. If honoured, any amount in excess of your balance transfer limit will be charged at 6.9% interest p.a., until paid in full, with no handling fee. Benefits include identity protection service, fraud protection for online shopping, holiday deals with our Travel Service and online account management. Option for text alerts five days before your payment is due. No annual fee. Interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until your account is repaid in full. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit, making late payments and for returned payments. See terms and conditions for more details.
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