Clydesdale Bank Gold

Introductory rate of 0% for 6 months on balance transfers and purchases. Balance transfers will be subject to a handling fee of 2.5% (minimum £2.50). Benefits include special offers and discounts and up to 55% off selected holidays booked through our Holiday Line service in alliance with Apollo Travel Direct.. Free 24 hour personal assistance from WhiteConcierge (Refer to provider for full details). No annual fee. After the 6 month intro period for purchases there is an interest free period of up to 59 days for purchases if you pay your balance in full and on time. Interest on cash will be charged on a daily basis from the transaction date until repaid in full. Interest on balance transfer will be charged on a daily basis from the end of any intro period. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Default charges £12 for going overlimit and making late payments and £10 for returned cheques or direct debits. See terms and conditions for more details.