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First Direct Credit Card
Whether you need to transfer a credit card balance or find a new credit card, our simple search will quickly help you find the best credit card from some 120 UK providers. Compare standard rate credit cards and credit cards with introductory rates and rewards.

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First Direct
Credit Card Details

                                                                                                   
Card Provider: First Direct  
Card Name: Credit Card
Typical APR (variable): 17.9 % APR
Annual Rates for Cash Withdrawals: 21.9 %
Cash Withdrawal Fee Percent: 2.50 %
Cash Withdrawal Minumum Fee: £ 2.50
Minimum Salary Required to Apply: N/A
Intro Rate: 2.9 %
Introductory Rate Period: 6 mths
Maximum Interest Free Period: 56 days
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance: None
Purchase Protection: None
Loyalty Bonus/Cash Back: None
Notes:
Card is only available once you become a First direct 1st account holder. Introductory rate applies to purchases and balances transfers for 6 months provided the first balance transfer from a competitors card of minimum £500 is made within 2 months of your card account being opened. A handling fee of 2.5% (minimum £2.50) will be charged for all other transfers. Full protection against internet fraud on transactions made without your consent. 24 Hour, 365 day telephone and internet banking access. Option of regular text message mini-statements direct to your mobile phone. No annual fee. There is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash and balance transfers will be charged on a daily basis from the date transactions are applied to the account until payment is received in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Late payment fee and over-limit fee £12. Unpaid cheque or direct debit fee £5. See terms and conditions for more details.
   


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