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First Direct Gold Card
Whether you need to transfer a credit card balance or find a new credit card, our simple search will quickly help you find the best credit card from some 120 UK providers. Compare standard rate credit cards and credit cards with introductory rates and rewards.

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First Direct
Credit Card Details

                                                                                                   
Card Provider: First Direct  
Card Name: Gold Card
Typical APR (variable): 16.9 % APR
Annual Rates for Cash Withdrawals: 21.9 %
Cash Withdrawal Fee Percent: 2.50 %
Cash Withdrawal Minumum Fee: £ 2.50
Minimum Salary Required to Apply: N/A
Intro Rate: 0 %
Introductory Rate Period: 12 mths
Maximum Interest Free Period: 56 days
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance: None
Purchase Protection: None
Loyalty Bonus/Cash Back: None
Notes:
Promotional rates are only available to new First Direct credit card customers who must hold or open a First Direct 1st account in order to apply. Transfer at least £100 from a credit or store card within 2 months of opening your account and get 0% on purchases for 12 months and 5.9% on balance transfers for 60 months. A handling fee of 2.5% (minimum £2.50) will be charged for all balance transfers. 24 Hour, 365 day telephone and internet banking access. Option of regular text message mini-statements direct to your mobile phone. No annual fee. After the 12 month intro period for purchases there is an interest free period of up to 56 days for purchases if you pay your balance in full and on time. Interest on cash and balance transfers will be charged on a daily basis from the date transactions are applied to the account until payment is received in full. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. Late payment fee and over-limit fee £12. Unpaid cheque or direct debit fee £5. See terms and conditions for more details.
   


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