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First Trust Bank Credit Card Details
Card Provider:
First Trust Bank
Card Name:
Visa
Typical APR (variable):
14.9 % APR
Annual Rates for Cash Withdrawals:
16.6 %
Cash Withdrawal Fee Percent:
1.50 %
Cash Withdrawal Minumum Fee:
£ 3.00
Minimum Salary Required to Apply:
N/A
Intro Rate:
N/A
Introductory Rate Period:
None
Maximum Interest Free Period:
None
Existing Card Debt Transfer Allowed:
Travel/Accident Insurance:
None
Purchase Protection:
None
Loyalty Bonus/Cash Back:
None
Notes:
Option 3 card. Visa or Mastercard option. The annual rate quoted for Cash Advances and Balance Transfers includes a 1.5% Cash Advance handling fee. Optional payment protection insurance. No annual fee. There are no interest free days applicable with this card. Interest on purchases, cash and balance transfers will be calculated on a daily basis from the transaction date until the payment is received and then on the reduced balance up to and including the next monthly statement date, when interest will be charged. For full details of how payments received are applied to your account please refer to the credit card agreement terms and conditions. A default charge of £12 will apply if you exceed credit limit, make a late payment or if your payment bounces and £13 for written advice. See terms and conditions for more details.