Bank of Scotland Personal Loan 7.80%

Applicants must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man). Rates shown are for internet applications only, different rates apply for telephone and branch applications. The rate you are offered will depend on your personal circumstances, the credit assessment procedures and other related factors. Option to not make any monthly loan repayments for the first three months. If you choose the optional courier service to receive your funds in 24 hours, an additional fee which is currently £50 will be payable one month before your first monthly repayment. Interest will be charged in the period between the start of your loan and your first monthly repayment. As security for your loan Bank of Scotland  have a right to set off. This means that if you are in breach of your Bank of Scotland Loan agreement any money owed may be set-off against a credit balance on any other account you hold with them, including a joint account. Money will only be taken from a joint account if the conditions of that account allow and there are sufficient funds.