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Halifax Personal Loan 7.80%

Moneynet offers a comprehensive selection of the best UK personal loans including secured loans and unsecured loans. For each personal loan provider, moneynet shows the typical APR (interest rate), number of repayments, total repayment amount for the loan and any early redemption penalties.

Example based on £7,500 unsecured loan over 60 months (5 years)

Halifax
personal loan Details

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Lender: Halifax
Halifax Logo
Typical APR: 7.8 %
Amount: £ 7,500
No. of monthly repayments: 60 months
Monthly Repayment: £ 150.41
Total Repayable: £ 9024.41
Max Term: 7 Years
Early Repayment Penalties: Up to 58 days
Additional Features: Instant decision, cheque within 24 hours and no repayments for the first 3 months
Notes:
Applicants must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man).  Rates shown are for internet applications only, different rates apply for telephone and branch applications. The rate you are offered will depend on your personal circumstances, the credit assessment procedures and other related factors. Option to not make any monthly loan repayments for the first three months but interest will be charged in the period between the start of your loan and your first monthly repayment. If you choose the optional courier service an additional fee, which is currently £50 will be payable before your first monthly repayment. As security for your loan Halifax have a right to set off. This means that if you are in breach of your Halifax Loan agreement any money you owe may be set-off  against a credit balance on any other account you hold with Halifax, including a joint account. Money will only be taken from a joint account if the conditions of that account allow and there are sufficient funds.
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