Moneynet offers a comprehensive selection of the best UK personal loans including secured loans and unsecured loans. For each personal loan provider, moneynet shows the typical APR (interest rate), number of repayments, total repayment amount for the loan and any early redemption penalties.
Example based on £7,500 unsecured loan over 60 months (5 years)
Marks & Spencer Money personal loan Details
Lender:
Marks & Spencer Money
Typical APR:
8.9 %
Amount:
£ 7,500
No. of monthly repayments:
60 months
Monthly Repayment:
£ 154.08
Total Repayable:
£ 9244.66
Max Term:
5 Years
Early Repayment Penalties:
1 mth
Additional Features:
Car buying plan
Notes:
Available subject to status to UK residents aged 18 or over. A different rate may be offered depending on personal circumstances, the credit assessment procedure and other related factors. If you choose the optional courier service, an additional fee, which is currently £50, will be payable with your first monthly repayment. The rate will be fixed for the term of the loan. Term of 5 years is only available for loans of £10,000 and over. A lower monthly cost is available than with a standard loan by deferring up to 60% of the amount borrowed. At the end of the term customers have the option to repay the deferred amount or continue with the same monthly repayments until the balance is cleared.