Moneynet is a trading name of Sterling Business Consultants Limited ("Sterling Business Consultants ", "we", "us" or "our"). These Terms & Conditions will apply to all online advertising services that we supply to you (the person(s) or company named on the Order Form against "Company"). The Order Form and these Terms & Conditions set out the terms of the agreement between you and Sterling Business Consultants ("Agreement"). You are therefore advised to read the following Terms & Conditions in their entirety as you will be bound by them.

• 1. If you are signing the Order Form as agent for a third party, you warrant that you have the authority of the third party to do so and confirm that the third party agrees to be bound by these Terms & Conditions.
• 2. All advertising services are offered on a 'first come first served' basis. We reserve the right to refuse articles or copy for publication at our sole discretion.
• 3. You acknowledge and agree that you are solely responsible for the content of any articles or copy you provide to us in connection with this Agreement and you warrant that any articles or copy provided to us for publication: (a) are fair, decent and honest; (b) are accurate and in no way misleading; and (c) comply with all applicable laws and advertising regulations (including, without limitation, the British Code of Advertising, Sales Promotion and Direct Marketing) and all other codes of advertising standards laid down on a self-regulatory basis within the advertising and financial services industry. Furthermore, you agree to indemnify us from and against any and all claims, damages, costs and expenses whatsoever incurred as a result of your failure to comply with the terms of this and any other warranty given by you to us.
• 4. You further warrant that you have obtained all necessary consents and approvals (legal, regulatory or otherwise) in relation to publication of any and all articles and/or copy supplied to us.
• 5. You hereby grant us a non-exclusive, royalty-free licence to use all copyright (including, without limitation, copyright in software and programming code), trade marks, trade names, logos, design rights (whether registered or unregistered) and all other intellectual property rights anywhere in the world in any articles, copy or other material you provide to us in connection with this Agreement ("IPR"). If you are signing the Order Form as agent for a third party, you warrant that you have the authority of the third party to grant such a licence of IPR to us.
• 6. Payment Terms: 28 days from the date of invoice ("Due Date"). If payment is not received by the Due Date, we reserve the right, without prejudice to any other rights we may have, to charge interest at a rate of 4% per annum above the base rate of Barclays Bank plc from time to time on any outstanding amount from the Due Date until payment in full is made, such interest being calculated on a daily basis.
• 7. VAT will be included on all invoices, where appropriate, at the prevailing rate.
• 8. In order to cancel the Order Form, you must give us at least 28 clear days notice in writing in advance of the Actual Start Date (as stipulated in the Order Form). Failure to do so will mean that we are entitled to invoice you in full in respect of the Order Form.
• 9. We reserve the right to amend these Terms & Conditions without notice.
• 10. All prices quoted on the Order Form are applicable for 30 days.
• 11. CPM refers to cost per thousand page impressions CPC refers to cost per click through to the advertisers site CPA refers to cost per application completed by the user. We will invoice you each month (or as otherwise agreed between us in writing) in respect of CPC and CPA deals.
• 12. These Terms & Conditions are governed by, and must be construed in accordance with, the laws of England and Wales, and you and we agree to submit to the exclusive jurisdiction of the Courts of England and Wales.
• 13. By signing the Order Form, you confirm that you have read and understood these Terms & Conditions and agree to be bound by them.
• 14. You agree to send all creative content and tracking tags 48 hours before the commencement of the campaign.