Author Archive: Andrew Hagger

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Halifax increases balance transfer offers with 25 and 41 month deals

Halifax has increased its balance transfer credit card offers giving 0% interest for up to 25 months with no fee, and 0% interest for up to 41 months with a 3.5% fee. Both cards also offer 0% interest on purchases made during the first six months from account opening. To qualify for these offers, customers […]

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Changing your car on 1 Sept? – Be card smart – Money Transfer cards can save hundreds of pounds compared with a personal loan

With the new 66 registration cars out on 1st September plenty of people will be looking for a new set of wheels, but whether you’re buying brand new or second hand it’s worth shopping around to check out the cheapest finance options. Andrew Hagger, Personal Finance Expert from Moneycomms said: “Consumers spend many hours seeking […]

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13 million people not using their credit card reward points or cashback

Asda Money says ‘reward apathy’ is leading to millions of people accumulating benefits they never use, and ultimately missing out on cash and rewards they’re entitled to. Reward credit cards were designed to offer consumers incentives to manage their money efficiently whilst accumulating rewards that would benefit them in the long term. Asda has revealed that […]

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Credit interest blow for Santander 123 current account customers

Over the last few years the Santander 123 current account has been the only decent option for many savers – paying 3% with instant access up to £20,000 – it was too good to be true in the current depressed savings market – the only surprise is that this decision to trim the rate didn’t happen before now. The rate […]

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Try before you buy car insurance option for young drivers

The Co-op Insurance is offering young drivers up to 20% off their insurance premium price in their first year if they can prove they drive well, using its ‘Young Driver’ app. Since it launched in 2011, the Co-op Insurance, which was the first major insurer to bring telematics to the mainstream market, has saved its […]

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Banks close the door on 4.2 million borrowers

Banks are shutting the door on more than 4.2m people in the UK who are looking for mortgages and credit. However, many could be being unfairly judged as more than a third (34%) of people who’ve checked their credit score have found glaring errors on their report. The research of over 2,000 individuals from Amigo […]

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As Value of Holiday Pound Plummets consumers look for new ways to manage their holiday cash

British holidaymakers are starting to feel the effects of Brexit and weaker exchange rates on their holiday spending according to a survey of summer holidaymakers. The average holidaymaker heading to the EU is £51 worse off per person, per week, according to the survey undertaken by Prepaid International Forum (PIF), the not-for-profit trade body for […]

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Brits lose an average of £40 per year lending money to friends and colleagues

We lose a staggering £40 a year from unpaid loans to friends and family, equating to £2,500 in a lifetime according to new research released by Nationwide Building Society. Asking a relative or friend to repay money is often an awkward experience and over two thirds (73%) of Brits don’t trust all of their friends […]

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Holidaymakers spend £974 on their 2016 summer getaway

New research from Sainsbury’s Bank Credit Cards reveals on average, each person planning a summer holiday this year is likely to spend £974 on it. Many people would consider booking the vacation itself as being the most expensive part of the holiday, however the research reveals that it’s just over a third of the total spend. […]

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Top tips to help improve your credit score

1.    Make sure you are on the electoral register. Lenders use the electoral register to help fight identity fraud and confirm a person is who they say they are and that they reside at that address. 2.    Pay bills on time or ahead of schedule, a good credit score needs to be built up over […]

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