Moneynet is proud to announce the results of its fifth annual awards recognising the top personal finance providers and products from the last twelve months.

It has been another testing and fiercely competitive year for banks, building societies and credit card companies, but some have gone that extra mile and delivered first class deals for the consumer.

Despite the low base rate environment and uncertain economic conditions, there have been some stand out best buy deals and we are again pleased to recognise the top providers and innovators for their achievements.

So to our winners!…


WINNER – Best Overall Personal Finance Provider – Tesco Bank

WINNER – Most User Friendly Banking Website – TSB


WINNER – Best Offset Mortgage Provider – Yorkshire Building Society
WINNER – Best First Time Buyer Mortgage Provider – Clydesdale/Yorkshire Bank
WINNER – Best Direct Mortgage Provider – Tesco Bank
WINNER – Best Fixed Rate Mortgage Provider – Norwich & Peterborough Building Society
WINNER – Best Buy to Let Mortgage Provider – Coventry Building Society/Godiva
WINNER – Best Overall Mortgage Provider – HSBC


WINNER – Best Long Term Savings Provider – FirstSave
WINNER – Most Consistent Fixed Rate Bond Provider – Shawbrook Bank
WINNER – Most Consistent Online Savings Provider – Kent Reliance
WINNER – Best Cash ISA Provider – Julian Hodge Bank
WINNER – Best Children’s Savings Provider – Halifax
WINNER – Best Business Savings Provider – Aldermore
WINNER – Best New savings Provider – Paragon Bank


WINNER – Best ‘in credit’ Current Account – Santander
WINNER – Best Current Account (overdraft) – First Direct
WINNER – Best Student Bank Account – HSBC
WINNER – Best all round Current Account – Tesco Bank
WINNER – Best Packaged Current Account – Nationwide Building Society Flexplus
WINNER – Best Debit Card for use abroad – Norwich & Peterborough Building Society
WINNER – Best New Current Account – M&S Bank
WINNER – Best Private Banking Current Account – Investec Voyage
WINNER – Best Business Current Account – Lloyds Bank


WINNER – Best Personal Loan Provider – Sainsbury’s Bank
WINNER – Best Credit Builder – Amigo Loans
WINNER – Best Business Loan Provider – Lloyds Bank
WINNER – Best Specialist Loan Provider – 118118 Money


WINNER – Best Business P2P Lender – Funding Circle
WINNER – Best Consumer Peer to Peer Loan Provider – Zopa

WINNER – Best New P2P Provider – Landbay
WINNER – Best Consumer Peer to Peer Provider for Investors – RateSetter


WINNER – Best Low Rate Credit Card Provider – MBNA
WINNER – Best All Round Credit Card – Nationwide BS Select Credit Card
WINNER – Best Credit Card for use abroad – Halifax Clarity
WINNER – Best Charity Credit Card Provider – MBNA
WINNER – Best Rewards Credit Card – Sainsbury’s Bank Nectar Credit Card
WINNER – Best Cash Back Credit Card – Santander 123
WINNER – Best Credit Repair Card Provider – Aqua
WINNER – Best Childrens Online Pocket Money – goHenry


WINNER – Best Travel Money Provider – ASDA
WINNER – Best PrePaid Currency Card – Centtrip
WINNER – Best Money Transfer Provider – Azimo


WINNER – Savings Innovation Award – Aldermore (Customised Fixed Rate Business Savings Account)
WINNER – Most innovative personal finance provider – Barclays

WINNER – Best Pet Insurance Provider – Animal Friends
WINNER – Best Travel Insurance Provider – AA Travel Insurance
WINNER – Best Car Insurance Provider – LV=
WINNER – Best Home Emergency Cover Provider – HomeServe



The information contained in the material on this website is intended for information purposes only and not an endorsement or recommendation to select a particular financial product.

Consumers have a range of different financial needs and requirements and as such should always seek independent professional financial advice before making a financial decision either to borrow or invest.