Current Accounts – Highest Credit Interest

A selection of the highest credit interest current accounts. (updated 18.11.2019)

Provider Account Name Credit Interest Details Annual Return Notes
Nationwide Building Society FlexDirect 5% paid up to a maximum balance of £2500 £50* The 5% rate is an introductory offer and only lasts for the first 12 months.
TSB Classic Plus 3% paid up to a maximum balance of £1500 £30*
Halifax Reward £2 per month paid as long as the account remains in credit for the entire month £24** Monthly payment will not be paid in any month where your account is overdrawn
Tesco Bank Current Account 1% paid up to a maximum balance of £3,000 £10*
*Annual gross return on average balance £1000 credit. **Halifax net of 20% tax

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance.

Warning: Late repayment can cause you serious money problems. For help, go to