Personal Finance NewsApplying for a credit card is no different to applying for any sort of borrowing. The lender will take your personal information, income, outgoings and any existing debt into account, including personal loans and balances on other credit cards. They will also run a check on your credit history to see if you have […]
Introduction What will happen to your loved ones after you die? Will they be able to support themselves? Can your spouse manage the mortgage payments and ensure your children are able to attend university? Arranging life assurance cover is the best way to ensure your family is taken care of in the event of your […]
Around twenty per cent of travelers over the age of 50 go on holiday without insurance, according to a new report. A poll of more than 10,000 people by Saga Travel Insurance found that 17 per cent go abroad without cover, while a further quarter delay buying their cover, with many purchasing insurance in the […]
The UK population is feeling more bullish about its ability to save, a new survey by Lloyds Bank has found. The latest quarterly Lloyds Bank Savings Index asked 3,500 consumers about their savings habits during the first quarter of 2014. It found that easing pressure on disposable income and the positive economic outlook have contributed […]
Latest numbers from Hometrack show that the number of properties selling for their asking price in England and Wales hit a 10-year high in March at 96.2%. These numbers are up from 93.5% a year ago, 95.3% in January and 95.8% in February, according to the latest trend analysis. In London, virtually all properties were […]
Internet based mortgage applications are expected to rise significantly as consumers choose to deal with their finances online according to a new report. 1,700 UK homeowners were surveyed by HSBC and the bank found that nearly one in six applied for their current mortgage online. This figure is set to double, with a more than […]