Savings shortfall forces people to put dreams on hold

New research released today by Zurich shows that nearly half of UK adults say that a lack of savings is stopping them from achieving life goals now. Based on a survey of over 2,000 UK consumers, the study is a benchmark of how financially confident people are they will be able to fulfill their aspirations […]

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0% purchase credit cards – it’s not all about the length of the promotional term

Personal Finance Expert, Andrew Hagger, has just released new credit card research showing how the 0% purchase sector of the credit card market has evolved over the last two years. Andrew Hagger of Moneycomms comments: With the credit card balance transfer market the balance transfer fee is frequently the element of a card that helps pinpoint […]

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Brits oblivious to when they’re being credit checked

Thousands of Brits are oblivious to when they’re being credit checked, according to a study from Amigo. From overdraft extensions to mobile phone contracts, thousands of Brits across the UK are completely unaware that they are being silently judged by a number on a screen. Monthly insurance premium instalments, monthly gas direct debits and monthly […]

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Storm Angus – home insurance tips from Policy Expert

Adam Powell, Head of Operations of home insurance provider Policy Expert commented: “With predictions for heavy snow just around the corner, it’s important to ensure that your home is prepared for everything that the winter months might throw at it. Cold and stormy weather can ravage buildings so it’s important to take the time to […]

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1 in 8 savers have a ‘forgotten’ pension

Research from Aviva has revealed the extent to which pension policies are being forgotten. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted they have at least one pension that they had forgotten about. This is equal to more than 2.5 million pension […]

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Squirrel budgeting app helps Brits take control of their personal finances

A new online budgeting app, Squirrel, is helping thousands of Brits take control of their personal finances. Through an ultra-intuitive web app, soon to be available on iOS and Android, users can budget effortlessly, spend responsibly and save money with minimum fuss. Squirrel users start by directing their monthly salary into a Barclays-powered Squirrel account […]

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A poor credit score could cost you thousands of pounds

Consumers could be paying thousands of pounds more in interest payments on personal loans and credit card balances because they are failing to check and take steps to improve their credit scores, according to research carried out by credit improvement service Credit Improver. Lenders use credit scores to determine who qualifies for a loan or credit […]

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Warning re Black Friday overdraft costs

Andrew Hagger of Moneycomms.co.uk today warned borrowers that overdraft costs could wipe out the discounts that shoppers receive during Black Friday promotions. He Said: “The hype around ‘Black Friday’ and buying furniture and carpets in time for Christmas seems to increase every year, but before you get carried away with your debit card and max out […]

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Waiting until the New Year to shift your credit card balance can prove an expensive mistake

Every year millions of consumers make New Year’s resolutions and for a good number of those people it means consolidating their credit card and overdraft debts on to a zero per cent balance transfer deal. Personal Finance expert, Andrew Hagger said: ” if you’ve got a solid balance that you’ve been carrying over from month to […]

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Consumers expect to spend over £440 on average for Christmas 2016

According to new YouGov research commissioned by Equifax, the credit information expert, 29% of Brits who celebrate Christmas say they feel pressured to spend more than they can afford for the festive season. On average, people expect to spend £441.24 on Christmas this year, with around 1 in 5 (21%) thinking they will spend more […]

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