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By transferring just �500 to a 0% balance transfer card from a credit or store card charging 23.9% APR, you will save �119.50 in interest over 12 months.

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Provider	Card	Transfer Rate	Features	Typical APR
Virgin Money	Credit Card	0.00%	0% on balance transfers for 20 months and on purchases for 3 months.	16.8%	Apply
NatWest	Platinum	0.00%	0% on balance transfers for 20 months and on purchases for 6 months.	17.9%	Apply
Royal Bank of Scotland	Platinum	0.00%	0% on balance transfers for 20 months and on purchases for 6 months.	17.9%	Apply
Virgin Money	All Round Credit Card	0.00%	0% on balance transfers for 16 months and on purchases for 6 months	15.8%	Apply
AA	Balance Transfer Credit Card	0.00%	0% on balance transfers for 16 months and on purchases for 3 months	17.9%	Apply

Provider	Card	Intro Rate	Features	Typical APR
Halifax	All in One Card	0.00%	0% on balance transfers and purchases for 15 months	17.9%	Apply
NatWest	YourPoints World Mastercard	0.00%	0% on purchases and balance transfers for 13 months	17.9%	Apply
Royal Bank of Scotland	YourPoints World Mastercard	0.00%	0% on purchases & balance transfers for 13 months	17.9%	Apply
Virgin Money	Credit Card	0.00%	0% on balance transfers and on purchases for 13 months.	18.9%	Apply
Bank of Scotland	All in One Card	0.00%	0% on balance transfers and purchases for 12 months	17.9%	Apply

Provider	Card	Features	Typical APR
Vanquis Bank	Visa Card	Designed for those with a poor credit rating	39.9%	Apply
Barclaycard	Initial	Designed for those looking to build their credit history	29.9%
Capital One	Classic	Designed for those with a poor credit rating	34.9%
granite card	Visa Card	Help build your credit rating and grow your credit limit	34.9%

Provider	Card	Bonus/Reward	Features	Typical APR
AA	Rewards Credit Card	Reward Points	0% on balance transfers for 12 months and on purchases for 10 months	16.9%	Apply
NatWest	YourPoints World Mastercard	YourPoints	0% on purchases and balance transfers for 13 months	17.9%	Apply
Royal Bank of Scotland	YourPoints World Mastercard	YourPoints	0% on purchases & balance transfers for 13 months	17.9%	Apply
Royal Bank of Scotland	Platinum	Special Discounts	0% on balance transfers for 20 months and on purchases for 6 months.	17.9%	Apply
Virgin Money	Virgin Atlantic White	Flying Club Miles	0% on balance transfers for 6 months	17.9%	Apply

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