0% credit cards

0% Credit Card Introductory Offers

Most credit card providers offer introductory incentives to new customers. The interest rates offered on these cards is generally well below the standard rate for a fixed time after you take out the credit card. Often you can see advertisements for 0% credit cards and low interest credit cards to attract new customers. These low interest credit card offers usually expire after a period of time before reverting back the standard rate for the credit card.

Low Interest Credit Cards

Many credit card providers charge high rates of interest for spending on their credit cards. People who have stuck with the same bank or have never changes credit cards are particularly at risk of paying excessive interest on their credit cards. Switching to a 0% or low interest credit card for purchases and balance transfers can help to save money in interest. Many offers for 0% credit cards exist and this is one simple and efficient method of saving money on your credit card by paying less in interest.

0% Balance Transfer Credit Cards

0% balance transfer credit cards are useful if you have a considerable balance on your credit card that is being carried over each month. Switching the debt to a different credit card provider offering 0% APR on balance transfers can help to give you a bit of breathing space and stop the interest that you are paying from spiralling. Again most providers offer a 0% or low interest period on credit card balance transfers.

Introductory Rates
Provider	Intro Rate	Features	Typical APR	Apply
Platinum	0%	Balance transfers and purchases until October 2009 statement	12.9%
	0%	15 months on balance transfers 3 months on purchases	15.9%
Platinum	0%	14 months on balance transfers 3 months on purchases	14.9%
Platinum	0%	Balance transfers until August 09 Purchases until October 08	15.9%
Platinum Mastercard	0%	Balance transfers for 13 months and on purchases for 3 months	16.9%

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