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By transferring just £500 to a 0% balance transfer card from a credit or store card charging 23.9% APR, you will save £119.50 in interest over 12 months.

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Provider	Card	Transfer Rate	Features	Typical APR
Virgin Money	Credit Card	0.00%	0% on balance transfers for 16 months and on purchases for 3 months.	16.6%	Apply
HSBC	Mastercard	0.00%	0% on balance transfers for 15 months and on purchases for 3 months	16.9%	Apply
MBNA Europe Bank Ltd	Platinum Rewards	0.00%	0% on balance transfers for 13 months and on purchases for 3 months	15.9%	Apply
MBNA Europe Bank Ltd	Platinum Plus	0.00%	0% on balance transfers for 13 months and on purchases for 3 months	15.9%	Apply
BT	Credit Card	0.00%	0% on balance transfers and money transfers for 13 months and on purchases for 3 months	16.9%	Apply

Provider	Card	Intro Rate	Features	Typical APR
BT	Retail Credit Card	0.00%	0% on balance transfers and money transfers for 6 months and on selected purchases for 10 months	16.9%	Apply
Bank of Scotland	All in One Card	0.00%	0% on balance transfers and purchases for 9 months	15.9%	Apply
Halifax	All in One Card	0.00%	0% on balance transfers and purchases for 9 months	15.9%	Apply
Barclaycard	Platinum	0.00%	0% on balance transfers for 12 months and on purchases for 3 months	12.4%	Apply
ICICI Bank	Platinum Card	0.00%	0% on balance transfers for 12 months and on purchases for 3 months	15.9%	Apply

Provider	Card	Features	Typical APR
Barclaycard	Initial	Designed for those looking to build their credit history	27.9%	Apply
Capital One	Classic	Designed for those with a poor credit rating	34.9%	Apply
Vanquis Bank	Visa Card	Designed for those with a poor credit rating	39.9%	Apply

Provider	Card	Bonus/Reward	Features	Typical APR
ICICI Bank	Platinum Card	Reward Points	0% on balance transfers for 12 months and on purchases for 3 months	15.9%	Apply
MBNA Europe Bank Ltd	Platinum Rewards	MBNA points	0% on balance transfers for 13 months and on purchases for 3 months	15.9%	Apply
BT	Credit Card	BT Rewards	0% on balance transfers and money transfers for 13 months and on purchases for 3 months	16.9%	Apply
BT	Retail Credit Card	BT Rewards	0% on balance transfers and money transfers for 6 months and on selected purchases for 10 months	16.9%	Apply
Sainsburys Bank	Credit Card	Nectar Points	0% on balance transfers for 10 months and on Sainsbury's purchases for 12 months	16.9%	Apply

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