Current Accounts - Highest Credit Interest

A selection of the highest credit interest current accounts. (updated 10.08.2020)

Provider	Account Name	Credit Interest Details	Annual Return	Notes
Nationwide Building Society	FlexDirect	2% paid up to a maximum balance of £1500	£20*	First 12 months only
TSB	Classic Plus	1.5% paid up to a maximum balance of £1500	£15*
Tesco Bank	Current Account	1% paid up to a maximum balance of £3,000	£10*
*Annual gross return on average balance £1000 credit.

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Current Accounts - Cheapest Authorised Overdraft

A selection of the cheapest authorised overdraft current accounts (updated 10.08.2020)

Bank Account	Overdraft Tariff	Annual Cost*
Metro Bank	Interest at 15.0% EAR	£20.71
Starling Bank	Interest at 15.0% EAR - up to 35% EAR depending on credit rating	£20.71
First Direct	Interest at 39.9% EAR (first £250 free)	£32.14
M&S Bank	Interest at 39.9% EAR (first £250 free)	£32.14
*£600 overdrawn 7 days per month.

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk