Current Accounts
Compare the current account and savings accounts quickly & easily :
Compare the current account and savings accounts quickly & easily :
| Provider | Account Name | Credit Interest Details | Annual Return | Notes |
|---|---|---|---|---|
| Nationwide Building Society | FlexDirect | 2% paid up to a maximum balance of £1500 | £20* | First 12 months only the reverts to 0.25% |
| TSB | Classic Plus | 1.5% paid up to a maximum balance of £1500 | £15* | Rate drops to 0% from 2nd December |
| Santander | 123 Current Account | 0.6% paid up to maximum balance of £20,000 | £6 | cashback available too but note £5 monthly fee payable on this account |
| *Annual gross return on average balance £1000 credit. | ||||
| Bank Account | Overdraft Tariff | Annual Cost* | ||
|---|---|---|---|---|
| Starling Bank | Interest at 15.0% EAR - up to 35% EAR depending on credit rating | £20.71 | ||
| First Direct | Interest at 39.9% EAR (first £250 free) | £32.14 | ||
| M&S Bank | Interest at 39.9% EAR (first £250 free) | £32.14 | ||
| Metro Bank | Interest at 34.0% EAR | £46.94 | ||
| *£600 overdrawn 7 days per month. | ||||