Current Accounts
Compare the current account and savings accounts quickly & easily :
Compare the current account and savings accounts quickly & easily :
| Provider | Account Name | Credit Interest Details | Annual Return | Notes |
|---|---|---|---|---|
| Nationwide Building Society | FlexDirect | 5% paid up to a maximum balance of £2500 | £50* | The 5% rate is an introductory offer and only lasts for the first 12 months. |
| TSB | Classic Plus | 3% paid up to a maximum balance of £1500 | £30* | |
| Halifax | Reward | £2 per month paid as long as the account remains in credit for the entire month | £24** | Monthly payment will not be paid in any month where your account is overdrawn |
| Tesco Bank | Current Account | 1% paid up to a maximum balance of £3,000 | £10* | |
| *Annual gross return on average balance £1000 credit. **Halifax net of 20% tax | ||||
| Bank Account | Overdraft Tariff | Annual Cost* | ||
|---|---|---|---|---|
| First Direct - 1st Account | Interest at 15.9% EAR (first £250 interest free) | £12.81 | ||
| M&S Bank | Interest at 15.9% EAR (first £100 interest free) | £18.30 | ||
| Metro Bank | Interest at 15.0% EAR | £20.71 | ||
| Starling Bank | Interest at 15.0% EAR | £20.71 | ||
| HSBC Advance | Interest at 17.9% EAR | £24.72 | ||
| Tesco Bank - Current Account | Interest at 18.9% EAR | £26.10 | ||
| *£600 overdrawn 7 days per month. | ||||