Current Accounts

Compare the current account and savings accounts quickly & easily :

Current Accounts

Compare the current account and savings accounts quickly & easily :

Current Accounts – Cheapest Authorised Overdraft

Current Accounts – Highest Credit Interest

Current Accounts - Highest Credit Interest

A selection of the highest credit interest current accounts. (updated 17.02.2020)
Provider Account Name Credit Interest Details Annual Return Notes
Nationwide Building Society FlexDirect 5% paid up to a maximum balance of £2500 £50* The 5% rate is an introductory offer and only lasts for the first 12 months.
TSB Classic Plus 3% paid up to a maximum balance of £1500 £30*
Halifax Reward £2 per month paid as long as the account remains in credit for the entire month £24** Monthly payment will not be paid in any month where your account is overdrawn
Tesco Bank Current Account 1% paid up to a maximum balance of £3,000 £10*
*Annual gross return on average balance £1000 credit. **Halifax net of 20% tax
The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Current Accounts - Cheapest Authorised Overdraft

A selection of the cheapest authorised overdraft current accounts (updated 17.02.2020)
Bank Account Overdraft Tariff Annual Cost*
First Direct - 1st Account Interest at 15.9% EAR (first £250 interest free) £12.81
M&S Bank Interest at 15.9% EAR (first £100 interest free) £18.30
Metro Bank Interest at 15.0% EAR £20.71
Starling Bank Interest at 15.0% EAR £20.71
HSBC Advance Interest at 17.9% EAR £24.72
Tesco Bank - Current Account Interest at 18.9% EAR £26.10
*£600 overdrawn 7 days per month.
The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk