Current Accounts
Compare the current account and savings accounts quickly & easily :
Compare the current account and savings accounts quickly & easily :
| Provider | Account Name | Credit Interest Details | Annual Return | Notes |
|---|---|---|---|---|
| Halifax | Reward | £2 per month paid as long as the account remains in credit for the entire month | £24** | £2 monthly reward being withdrawn from 1st July |
| Nationwide Building Society | FlexDirect | 2% paid up to a maximum balance of £1500 | £20* | First 12 months only |
| TSB | Classic Plus | 1.5% paid up to a maximum balance of £1500 | £15* | |
| Tesco Bank | Current Account | 1% paid up to a maximum balance of £3,000 | £10* | |
| *Annual gross return on average balance £1000 credit. **Halifax net of 20% tax | ||||
| Bank Account | Overdraft Tariff | Annual Cost* | ||
|---|---|---|---|---|
| Metro Bank | Interest at 15.0% EAR | £20.71 | ||
| Starling Bank | Interest at 15.0% EAR | £20.71 | ||
| First Direct | Interest at 39.9% EAR (first £250 free) | £32.14 | ||
| M&S Bank | Interest at 39.9% EAR (first £250 free) | £32.14 | ||
| *£600 overdrawn 7 days per month. | ||||