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IVA/IVA's

An Individual Voluntary Agreement (IVA) is a debt solution agreement that allows you to make a formal arrangement with your creditors to make reduced payments towards your total debt amount. An IVA allows you to pay off a percentage of what you owe and after 5 years your debt is generally considered to be classed as settled. Because of the formal nature of this type of debt solution, and IVA is generally administered by a licensed Insolvency Practitioner (IP).

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