Holidaymakers fail to disclose medical conditions for fear of higher premiums

13 Jul, 2016
  • One third of travellers fail to disclose a medical condition or health issue for fear of travel insurance becoming unaffordable
  • Two-thirds of holidaymakers feel that knowing they have specialist travel insurance cover makes them more at ease and more relaxed during their time off
  • Younger travellers under 35 are mostly preoccupied with allergies, while the older traveller is concerned with heart disease and high blood pressure

Boots UK believes that everyone, regardless of age or health, deserves to take a break. Those travelling with medical conditions in recent years have found getting the right cover for the right price is sometimes harder than they first thought. Health issues, from allergies to heart conditions, however are not stopping people from travelling – but often people are feeling that they are being treated unfairly.

In a detailed survey, commissioned by Boots, one third of UK holidaymakers admitted they failed to disclose all their medical conditions or health issues because they feared the premiums would be unaffordable. However, encouragingly two-thirds of those surveyed said they were more likely to enjoy their holiday with the peace of mind that they had purchased specialist medical travel insurance cover.

With more people travelling into the later stages of life, the evolution of today’s traveller is predicated by the on-going health issues they may have to contend with. According to the survey, the number one medical condition travellers expect to become more prevalent over time is high/raised blood pressure, closely followed by heart disease and diabetes. Cancer and mental health issues make up the top 5 of medical concerns.

A spokesman for Boots UK said: “We want to help our customers make sure they have the right travel insurance cover to ensure they are fully protected when they’re on holiday and we’d never recommend taking a risk and traveling without the right cover.

“At Boots we understand that whether you’re a teenager embarking on your first holiday adventure or a 75 year old looking to relax in sunnier climes, the health issues you face are very different. Our research shows that allergies and sports injuries are major concerns to the younger traveller, while high blood pressure and diabetes are affecting the older traveller.

“Our new travel insurance product suite offers our customers cutting edge medical screening, allowing individuals to have their health issues accurately assessed and offered premiums that fit their lifestyle and travel plans so they can enjoy their adventures with peace of mind.”