As millions of UK residents continue to work from home, Aviva is urging people to take extra care of their possessions when using summerhouses, outbuildings or sheds as workspaces.
ONS data suggests around 13 million UK people became home-workers last year as a result of the pandemic(1) and sales of sheds and summerhouses have been rising rapidly(2).
But Aviva warns that home contents cover is often limited for items stored in sheds, garages and outbuildings, compared to the main home. The insurer is therefore encouraging “shoffice” workers to remove valuable items such as laptops, phones and tablets when not in use.
Sarah Applegate, Head of Risk, Aviva General Insurance says: “While many insurers cover home office equipment as standard under home contents policies and some are extending cover during the pandemic for people who need to work from home, cover may be restricted for items located outside the main property.
“Contents in outbuildings usually have an upper limit of around £2,500 for theft claims, so people should think carefully what they store in their outdoor rooms, particularly if they are using home office equipment.
“Tech devices are easily portable and can quickly add up to hundreds or even thousands of pounds in value. We’d encourage householders to remain vigilant when working in outbuildings and remove expensive equipment when not in use.”
Aviva has the following advice regarding outbuildings and keeping contents safe:
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