Cheapest Loans £1,000 - £1,999

Below are the cheapest personal loans for a loan amount between £1,000 and £1,999 (updated 25.01.2021)

Lender	Representative APR	Notes
Starling Bank	11.5% rep APR for £1,500 loan	Current Account with Starling Bank required
Tesco Bank	13.5% rep APR for £1500 over 12 months	Online applications only
Cahoot	13.5% rep APR £1,500 over 12 months	Internet Applications Only
Post Office Money	14.7% rep APR £1,500 over 12 months	Available to new and existing borrowers
AA	14.7% rep APR for £1500 over 12 months	Provided by Bank of Ireland UK

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £2,000 - £2,999

Below are the cheapest personal loans for a loan amount between £2,000 and £2,999 (updated 25.01.2021)  

Lender	Representative APR	Notes
Starling Bank	11.5% rep APR for £2500 personal loan over 12 months	Starling Bank current account required
Tesco Bank	13.5% rep APR for £2500 personal loan over 12 months	Online applications only
Santander	13.5% rep APR for £2500 personal loan over 12 months	Minimum age 21
Post Office Money	14.7% rep APR for £2.500 personal loan over 12 months	For new and existing customers
AA	14.7% rep APR for £2500 personal loan over 12 months	Provided by Bank of Ireland UK

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £3,000 - £4,999

Below are the cheapest personal loans for a loan amount between £3,000 and £4,999 (updated 25.01.2021)

Lender	Representative APR	Notes
Hitachi Personal Finance	8.4% rep APR for £3k x 36 months	Funds available within 48 hours
Tesco Bank	8.5% rep APR for £3k x 36 months	Online applications only
AA	8.9% rep APR for £3k loan x 36 months	Available to new and existing customers
Post Office Money	8.9% rep APR for £3k loan x 36 months	Available to new and existing customers
MBNA	8.9% rep APR for £3k x 36 months	Available to new and existing customers

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £5,000 - £7,499

Below are the cheapest personal loans for a loan amount between £5,000 - £7,499 (updated 25.01.2021)  

Lender	Representative APR	Notes
Tesco Bank	3.4% rep APR for £5,000 loan	Available to new and existing customers
Hitachi Personal Finance	3.5% rep APR £5,000 over 36 months	Funds available within 48 hours
MBNA	3.5% rep APR for £5,000 loan	Available to new and existing customers
John Lewis Finance	3.6% rep APR for £5,000 loan x 36 months	Available to new and existing customers
Cahoot	3.8% rep APR for £5,000 loan x 36 months	Online only

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £7,500 - £14,999

Below are the cheapest personal loans for a loan amount between £7,500 - £14,999 (updated 25.01.2021)

Lender	Representative APR	Notes
Cahoot	2.8% rep APR for £7,500 loan x 36 months	Online applications only
TSB	2.8% rep APR for £7,500 loan x 36 months	Online applicants must be over 21
John Lewis Finance	2.9% rep APR £7,500 over 36 months	Available to new and existing customers
Tesco Bank	2.9% rep APR for £7,500 loan	Available to new and existing customers
M&S Bank	2.9% rep APR for £7,500 loan	Available to new and existing customers (Min income £10k p.a.)

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans Over £15,000

Below are the cheapest personal loans for a loan amount of £15,000 (updated 25.01.2021)

Lender	Representative APR	Notes
Cahoot	2.8% rep APR	Online applications only
TSB	2.8% rep APR	Online applicants- must be over 21
John Lewis Finance	2.9% rep APR	Available to new and existing customers
M&S Bank	2.9% rep APR	Minimum income £10k p.a.
Tesco Bank	2.9 % rep APR	Available to new and existing customers

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.