Cheapest Loans £5,000 – £7,499

Below are some of the cheapest personal loans for a loan amount between £5,000 – £7,499 (updated 27.06.2022)

Lender Representative APR Notes
Virgin Money 3.4% rep APR £5,000 over 36 months Available to new and existing customers
Novuna 3.6% rep APR for £5,000 loan x 36 months Funds available in 48 hours
MBNA 3.7% rep APR for £5,000 loan Available to new and existing customers
Cahoot 3.8% rep APR for £5,000 loan x 36 months Online applications only
M&S Bank 3.9% rep APR for £5,000 loan Min income £10,000 p.a.

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances.

Warning: Late repayment can cause you serious money problems. For help, go to

missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future.

secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.