Cheapest Loans Over £15,000

Below are the cheapest personal loans for a loan amount of £15,000 (updated 16.03.2018)

Lender Representative APR Notes
M&S Bank 2.8% rep APR Minimum income £10k required
Clydesdale Bank Bank 2.8% rep APR Available to new and existing customers
Sainsbury’s Bank  2.9% rep APR Allows option of 2 month repayment holiday
John Lewis Finance 2.9% rep APR Available to new and existing customers
TSB 2.9% rep APR Funds available within 1 day



The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances.

Warning: Late repayment can cause you serious money problems. For help, go to

missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future.

secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.