Moneynet is proud to announce the results of its eighth annual Personal Finance Awards recognising the top providers and products from the last twelve months.

There has been healthy competition between the banks, building societies, insurers and credit card companies during the last year, but some have outperformed their peers and delivered excellent choice, value and innovative solutions for the UK customer.

Despite continued low interest rates and added uncertainty due to Brexit negotiations, there have been some stand out best buy products and we are again pleased to recognise the top providers and innovators for their achievements.

So to our winners!…


Best All Round Personal Finance Provider – Metro Bank

Best Overall Mortgage Provider – Yorkshire Building Society

Best All-Round Savings Provider – Charter Savings Bank

Best All-Round Current account – Tesco Bank

Best Overall Credit Card Provider – Sainsbury’s Bank

Best Loyalty Rewards for Existing Customers – Nationwide Building Society



Best New Mortgage Provider – Sainsbury’s Bank

Best Offset Mortgage Provider – Yorkshire Building Society

Best Direct Mortgage Provider – Tesco Bank

Best First Time Buyer Mortgage Provider – Yorkshire Building Society

Best Online Mortgage Broker – Burrow



Best Easy Access Savings Provider – RCI Bank (Highly Commended – Bank of Cyprus UK)

Best Monthly Interest Savings Provider – Paragon Bank (Highly Commended – Wyelands Bank)

Best Fixed Rate Savings Provider – Charter Savings Bank (Highly Commended – Al Rayan Bank and Close Brothers Savings)

Best Cash ISA Provider – Al Rayan Bank (Highly Commended – Charter Savings Bank)

Best Children’s Savings Provider – Saffron Building Society

Best Business Savings – Fixed rate –United Trust Bank (Highly Commended – Aldermore and Close Brothers Treasury)

Best Business Savings – Notice – Hampshire Trust Bank

Best New Savings Provider – Ford Money (Highly Commended –Wyelands Bank)

Best Regular Savings Provider – Saffron Building Society (Highly Commended – Kent Reliance)



Best ‘in credit’ Current Account – Tesco Bank

Best Current Account Rewards – Co-operative Bank

Best Student Bank Account – Nationwide Building Society

Best Packaged Current Account – Nationwide Building Society – FlexPlus

Best Debit Card for use abroad – Metro Bank

Best Banking App – Barclays



Best Personal Loans Provider – Sainsbury’s Bank (Highly Commended AA Loans & Shawbrook Bank)

Best Specialist Business Lender – Masthaven Bank

Best Credit Builder – Amigo (Highly Commended TFS Loans)



Best Innovative Finance ISA Provider – CrowdStacker (Highly Commended Crowd2Fund)

Best Consumer Peer to Peer Provider – RateSetter

Best New Property Investment Provider – Bricklane

Best Credit Report Provider – TotallyMoney



Best Cash Back Credit Card – Asda Money

Best Credit Card Rewards – Sainsbury’s Bank

Best New Credit Card – Yorkshire & Clydesdale Bank – B Credit Card



Best Travel Money Provider – ASDA

Best Prepaid Currency Card – Cash Passport

Best Money Transfer Service – Monito



Best Money Management App – Yolt

Most Innovative Savings Provider – Masthaven Bank

Best Car Insurance Innovation – AA Car Genie



Best Pet Insurance Provider – Agria Pet Insurance

Best Funeral Plan Provider – Co-op Funeralcare

Best Travel Insurance Provider – AA Travel Insurance

Best New Car Insurance Provider – Cuvva

Best Home Insurance Provider – NFU Mutual

Best Home Emergency Cover Provider – HomeServe