Mortgage Exit Fees - You Could Be Due A Refund
In recent years most lenders have dramatically increased the fees they charge when you pay off your mortgage - either because it has come to its end or because you have decided to transfer the mortgage to another lender.
Lenders have always charged exit fees to cover the administration costs incurred in the process but in recent years they have imposed significant increases and it would appear that they are now using these exit charges as a deterrent to borrowers considering a switch and as a way to boost their profits. |
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Is It Time To Lock Your Savings Into A Fixed Rate?
There are now some very tempting savings rates on offer from banks and building societies courtesy of their fixed rate bonds.
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These rates are on offer as a result of this months increase in bank base rates and, in many cases, they are paying well over the base rate due to the fact that the money markets, where the banks and building societies buy their fixed rate bonds, have already factored in the possibility of a further 0.25% increase, meaning that base rates could peak at 5.5% - 5.75%. |
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2 great reasons to review your live cover today.
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Typical 15.9%
