1. Remortgage
If you are currently paying the standard variable rate on your mortgage then the odds are that you are paying more than you need to. There are two things you can do here - first talk with your lender and see if they can offer you a more competitive discounted or fixed rate - if so it could simply be a case of asking them to switch you to the lower rate for an instant saving.
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2. Review Your Life Insurance Cover
 Did you know that life insurance premiums have reduced considerably over recent years meaning that life insurance cover has never been cheaper. This means that if you took out your cover some time ago you may be able to save money by rearranging the cover.
3. Switch your credit card
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Whilst balance transfer deals on credit cards are not as attractive as they once were there are still savings to be made if you are carrying over a credit card debt from month to month. It's usually fairly painless to transfer your debt to a card offering a 0% balance transfer rate although watch out for the balance transfer fees which most now charge. |
4. Consolidate your debts
If you have a number of unsecured debts then you could be feeling the pain. One option is to take out one loan to mop up all your outstanding debt, giving you just one manageable monthly payment. The biggest danger with doing this is that you then continue to spend thus racking up even more debt. However, if you are disciplined enough to control your spending moving forward then this can be a great way to bring your debts under control.
5. Switch Your Utility Provider
Have you ever considered switching your utility provider? If not you may be able to save a few hundred pounds a year by taking advantage of competition in the market.
| According to energy price comparison service Uswitch you can save up to £325 per year by switching both your electricity and gas supplier. You can use our comparison service to find out how much you can save and then if you want to proceed everything can be completed easily and quickly online giving you an instant saving. |
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2 great reasons to review your live cover today.
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Compare the market to find the best deal
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Compare 0% balance transfer cards plus many many more.
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Get impartial advice from one of our experts
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Typical 14.9% APR
