Fixed Rates | Base Rate Trackers | Schemes with no Extended Redemption Penalties | Discounted | Standard Variable Rates | Capped | Cashbacks | Adverse | Flexible Lifestyle | Self Certification | Buy to Let

CASHBACK SCHEMES
Name Rate Max % Fee C/back Redemption Notes
Northern Rock 6.59% variable 95% £595 10% 10%, 9.5%, 9%, 8.5%, 8%, 7.5%, 7% 6.5%, 6% and 5% within ten years plus repay help with cost option within 3 years capital repayments up to 15% allowed each year without penalty
Scarborough 6.99% fixed 85% £495 10% cashback repaid within 10 years from 100% in the first year reducing by 10% each year until year 10. Also 5% within 6 years then 4%, 3%, 2% and 1% for next 4 years of sum repaid capital repayments up to 5% allowed each year without penalty
Cheltenham & Gloucester 6.50% variable 90% £299 7.5% 7.5%, 6%, 5%, 4% and 3% within five years available for purchase only, capital repayments up to 10% allowed each year without penalty
Chelsea 6.49% variable 90% Nil 6% 6% within 2 years then 5%, 4% and 3% within next 3 years cashback may be subject to early repayment charge within 5 years
Principality 6.19% discount 95% Nil 3% 1% and cashback until 30/09/2009 None
Bristol & West 6.00% tracker 90% £299 1.2% 2% for 12 months plus administration fee £100 (full redemption only) ability to overpay, underpay and take payment holidays