personal loan guide

Equifax Credit File Advice Centre, P.O. Box 1140, Bradford, BD1 5US
Tel: 0870 010 2091

Experian Consumer Help Service, PO Box 8000, Nottingham, NG80 7WF
Tel: 0870 241 6212

Callcredit PLC Consumer Services Team, PO Box 491, Leeds, LS3 1WZ
Tel: 0870 060 1414

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Moneynet links to the very best personal loan rates in the UK AS the UK's premiere financial data comparison site, Moneynet.co.uk can point you in the right direction when it comes to finding the very best personal loan for your circumstances.

Having read our guide to personal loans, you will now be in a far better position to determine whether you want a secured or unsecured loan, for example. Remember, the vast majority of borrowers take the unsecured option - this way they do not have to put up their home as security for the loan. Interest rates might be slightly higher than for a secured loan, but at least you'll be able to sleep easy at night.

You should also budget accordingly for how much you want to borrow - and balance it against how much you can afford to repay every month. Don't forget, a personal loan is usually agreed to be repaid over a set number of months - and that means month in, month out, you will have to find significant sums on top of your normal monthly outgoings.

For the very best - and lowest cost - deals around, click the search button for the Moneynet.co.uk pick of the personal loans selection.