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Section 75 Credit Card Purchase Protection: What Are You Covered For?

| September 2, 2019

02 Sept 2019 Section 75 of the Consumer Credit Act makes both lenders and retailers responsible for when a service or product isn’t delivered. However, the latest survey results shockingly reveal that many people don’t know what it protects them for.  Nearly 1 in 3 people (29%) don’t realise they’re covered at all Over a half (55%) aren’t aware […]

First-time buyers urged to use or lose Help to Buy ISA

| August 29, 2019

29 Aug 2019 Time is running out for potential first-time buyers to take advantage of free money when they take the first step on the property ladder, as the deadline for opening a Help to Buy ISA looms.   The ISAs were introduced in December 2015 to help first-time buyers saving for their first home by […]

RBS announces £150 bank account switching incentive

| August 28, 2019

27 Aug 2019 Royal Bank of Scotland is offering £150 to new and existing customers switching their main bank account. The limited time offer launches on 27 August 2019 and will run until 29th November 2019. The Royal Bank of Scotland’s Select account has no monthly fee and also has the benefit of GetCash which […]

First time buyer couples increasingly turning to Shared Ownership

| August 22, 2019

22 Aug 2019 Shared Ownership mortgages are becoming increasingly popular with couples as a way to step onto the property ladder, new data from Leeds Building Society reveals. First time buyers made up 89% of the Society’s Shared Ownership borrowers in 2018, with an increased demand from couples entering the property market. In 2008, single […]

New PetrolPrices App claims to save motorists up to £200 per year

| August 19, 2019

19 Aug 2019 The UK’s leading fuel information service, PetrolPrices, relaunches its app this week, promising to save users up to £200 a year on fuel.                           With daily fuel price fluctuations and motorway service stations charging the earth for fuel, filling up the […]

How students can save hundreds of pounds this September

| August 13, 2019

13 Aug 2019 In just a few weeks, thousands of students will be starting at university or college. For many young people, this is their first time away from home. Among other things, this means managing their own money for the first time. TotallyMoney looks at some of the ways that students can save money as […]

Debt issues for older homeowners

| August 13, 2019

13 Aug 2019 Up to half of older homeowners are using equity release to repay debt as they struggle to meet payments, new analysis from UK’s leading independent equity release adviser Key shows. Analysis of customer data suggests that 30% of people are using equity release to repay unsecured debt while 20% are using it to repay mortgages.  […]

Disorganised Brits risk blowing a big hole in their summer holiday spending budget before they even leave the UK

| August 13, 2019

13 Aug 2019 Latest research from Caxton FX, the international currency and payments specialist, shows that a family of four could easily blow around £390 of their holiday budget before leaving the UK simply by not planning ahead. ·         Sorting your currency card, a week or two in advance, and NOT buying currency at the airport – […]

Low-income households use credit to pay for essentials

| August 6, 2019

06 Aug 2019 People on low-incomes are less likely to use credit than those on higher incomes and when they do borrow it is usually for essentials such as food and household bills.  However, people on low-incomes are more likely to use high-cost lenders when they do borrow according to a new study released today. […]

Consumers Thrown into Hit-or-Miss Credit Card Lottery

| August 1, 2019

01 Aug 2019 Recent figures from a survey by Moneycomms show that consumers are often being tripped up at the final hurdle of their credit card application. Customers could end up with a 0% balance transfer or purchase offer reduced by up to a year, or get an APR (annual percentage rate) nearly 10% higher than advertised. […]