Terms of Use

This page (together with the documents referred to on it) represent the Terms and Conditions of use (Terms of Use) on which you may use the website www.moneynet.co.uk (the Site) which is owned, operated, licensed and controlled by MNMG Ltd (the Company, us, we and our) (registered in England and Wales with company number 08462650)

Please read these Terms of Use carefully before using our Site.

By using our Site, you indicate that you accept these Terms of Use and that you agree to be bound by them. If you do not accept these Terms of Use, please do not use our Site.


1.1 The Company is registered in England and Wales with Company number 08462650 with the registered office Clarke Wilmott, 19 Spring Gardens, Manchester, England M2 1FB.
1.2 We are registered with the Information Commissioner’s Office in compliance with the Data Protection Act 1998. Our registered number is Z3634044.


Moneynet provides an online service enabling you to compare rates, prices and terms across a range of financial products. The data published on the website is intended to supply you with information only and is not intended to provide you with advice as to the most suitable product for your own personal circumstances and requirements.


3.1 Access to our Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Site without notice. We will not be liable if for any reason our Site is unavailable at any time or for any period.

3.2 From time to time, we may restrict access to some parts of our Site, or the entirety of our Site, to users who have registered with us.

3.3 You are responsible for making all arrangements necessary for you to have access to our Site. You are also responsible for ensuring that all persons who access our Site through your internet connection are aware of these terms, and that they comply with them.


4.1 Our Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on our Site (including but not limited to copyrights, patents, graphics, designs, text, logos, trade dress, trademarks and service marks, (collectively the Content) are owned by the Company or other third parties and all rights, title and interest therein shall remain the property of the Company and/or such third parties. All Content is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

4.2 Logos, trademarks, images, etc. are the property of the Company unless otherwise noted and may not be copied, used, linked, disseminated, etc. without the Company ‘s prior express written approval.

4.3 You are authorised solely to view and retain a copy of the pages of our Site for your own personal, non-commercial use.

4.4 You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit our Site, or any portion of our Site for any public or commercial use without the express written consent of the Company.


5.1 You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack.

5.2 By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

5.3 We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our Site or to your downloading of any material posted on it, or on any website linked to it.


6.1 The Company does not promise that our Site or any content, document or feature will be error free or uninterrupted, or that any defects will be corrected or that your use of our Site will provide specific results.

6.2 The material on our Site could include technical inaccuracies or typographical errors. Our Site and its content are delivered on an “as-is” and “as-available” basis. All information provided on our Site is subject to change without notice. The Company cannot ensure that any files, documents or other data you download from our Site will be free of viruses or contamination or destructive features.

6.3 The Company disclaims all warranties, express or implied, including (to the extent permitted by law) any warranties of accuracy, non-infringement, merchantability and fitness for a particular purpose.

6.4 The Company disclaims any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of our Site. You assume total responsibility for your use of our Site and any linked sites.


7.1 The Company gives no representation or warranty as to the accuracy of the content of the site and assumes no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision.

7.2 To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

7.2.1 all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and
7.2.2 any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site or in connection with the use, inability to use, or results of the use of our Site, any websites linked to it and any materials posted on it, including:
(7.2.2.a) loss of income or revenue;
(7.2.2.b) loss of business;
(7.2.2.c) loss of profits or contracts;
(7.2.2.d) loss of anticipated savings;
(7.2.2.e) loss of data;
(7.2.2.f) loss of goodwill;
(7.2.2.g) wasted management or office time; and
(7.2.2.h) whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that this condition shall not prevent claims for loss of or damage to your tangible property or any other claims for direct financial loss that are not excluded by any of the categories set out above.
7.3 This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

7.4 This independently owned website acts solely as an information service and does not serve to offer financial advice. Please think carefully before you commit to any purchases or financial decisions. If in doubt, please get advice.

8.1 By using our Site you agree to be legally bound by the Terms of Use and to indemnify and hold the Site and the Company harmless from all alleged or actual damages, claims and expenses relating to any warranty, guarantee or representations made by the individual merchants or linked sites. The Company reserves the right to assume or participate, at your expense, in the investigation, settlement and defence of any such action or claim.


9.1 We do not make any guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability or reliability of any information content on the site.

9.2 Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied.

9.3 The Company does not assume any liability for any of the products, services, or data of any other sites.

9.4 Please note that other websites and web pages linked to our Site may be governed by separate terms and conditions, including privacy policies. Please refer to the applicable terms and conditions, including privacy policies of those websites and webpages when visiting them.

9.5 The Site is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites.

9.6 It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained on the Site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through theSite.

9.7 You must not establish a link from any website that is not owned by you.

9.8 If you wish to make any use of material on our Site other than that set out above, please address your request to Clarke Wilmott, 19 Spring Gardens, Manchester, England M2 1FB.

10.1 If any provisionor condition of these Terms of Use (or any part of the provision or condition) is held by any court of competent jurisdiction to be invalid, illegal or unenforceable, that provision of condition shall to the extent required, be deemed not to form part of these Terms of Use and all remaining provisions of the Terms of Use shall not be affected and shall remain in full force.

11.1 These Terms of Use are governed by the law of England and Wales and all disputes will be handled solely in the United Kingdom. The English Courts have exclusive jurisdiction.The Site is controlled and operated from offices in England and makes no representations or warranties that its content or use is legaloutside of the United Kingdom.

11.2 However, we retain the right to bring proceedings against you for the breach of these Terms of Use in your country of residence or other relevant country.

12.1 We may make changes to these Terms of Use by amending this page. Please check this page from time to time to take notice of any changes we have made, as they are binding on you.


13.1 Any failure by the Company to exercise any rights or enforce any of the provisions in the Terms of Use shall not constitute a waiver of such rights or terms.
13.2 These Terms of Use (including documents referred to herein) constitute the entire agreement between you and the Company with regard to your use of our Site, and any and all other written or oral agreements or understandings previously existing between you and the Company with respect to use of our Site are hereby superseded and cancelled.


14.1 If you have any queries regarding our Site or would like to make a complaint, please contact us at info@moneynet.co.uk or Clarke Wilmott, 19 Spring Gardens, Manchester, England M2 1FB.

These Terms of Use were last updated on 16/01/2015