Below are some of the cheapest personal loans for a loan amount between £5,000 – £7,499 (updated 06.03.2026)
| Lender | Representative APR | Notes |
|---|---|---|
| M&S Bank | 6.9% rep APR £5,000 over 36 months | Minimum income £10k per annum |
| Tesco Bank | 6.9% rep APR for £5,000 loan | Rate for Clubcard holders |
| Santander | 6.9% rep APR £5,000 over 36 months | Applicants age 21 or over |
| Novuna Personal Finance | 7.0% rep APR £5,000 over 36 months | |
| First Direct | 7.4% rep APR for £5,000 loan x 36 months | First Direct Current Account holders only |
The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future.
secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.