Personal Finance News

28 Sep

How to Calculate the ROI of Integrated HR and Payroll Software

A business case for HR technology is stronger when it starts with costs the organisation can already see. That means licence fees, payroll checking, duplicated data entry, reporting work and the time spent fixing records that do not agree. Without that baseline, projected savings are little more than guesses. This method is for UK HR, […]

25 Sep

One in five have been tricked into sharing personal information with scammers

One in five Britons (15%) have provided personal information to someone before realising they were not genuine, according to new research from Nationwide. Among them is actress and broadcaster Lisa Riley MBE, who was tricked into providing personal information through a convincing scam that appeared completely legitimate. The research also found consumers are exposed to […]

23 Sep

How to Work Out Whether Car Leasing Fits Your Household Budget

Making sure you can get on the road in a new car without upsetting the monthly household budget can feel like a difficult balancing act. There are so many pressures on our finances at these uncertain times, but we all need to be able to get from A to B in a way that’s safe, […]

23 Sep

Kroo Bank warns against ‘celebrity’ scam

Kroo Bank urges banking customers to be vigilant against scammers posing as Hollywood celebrities, after a spate of recent cases. Scammers posing as famous Hollywood actors, such as Keanu Reeves and Johnny Depp, have defrauded victims online and via messaging platforms. Once they establish trust and forge a pseudo-relationship, these fraudulent ‘celebrities’ coax individuals into […]

22 Sep

Why You Need Clear Pricing for Property Legal Work

Buying a home is one of the biggest financial commitments you’ll ever make. Yet, the final bill for legal work can often feel like a moving target. The initial quote you get for property legal services might not always reflect the final cost. This can lead to budget stress and unpleasant surprises when you can […]

21 Sep

Why Budgeting for Your Home Sale is Crucial

Seeing that ‘Sold’ sign go up on your property is super exciting! But sometimes, that excitement can quickly turn into a headache when unexpected costs pop up. While you’re probably focused on the final sale price, how much money you actually end up with really depends on lots of fees and expenses that are easy […]

17 Sep

Mastering Your Online Store’s Behind-the-Scenes

That first “cha-ching” notification from your online store is an amazing feeling. It’s the moment your hard work, creativity, and passion turn into a real sale. But after the initial excitement, a new reality sets in: you have to get that product into your customer’s hands. The behind-the-scenes work of running an e-commerce business is […]

17 Sep

Are You Maximising Your Property’s Investment Potential?

Is rental income the full value of your property investment? For many investors, monthly rent is the main focus, but concentrating only on rental yield can overlook opportunities to increase an asset’s long-term worth and financial performance. Real portfolio growth comes from actively managing every factor that can add value, from operational efficiency and property […]

15 Sep

What Your Trading Platform Is Really Charging You: A One-Hour Audit Using the FCA’s Own Numbers

Commission-free does not mean cost-free. The regulator’s disclosures show where the money goes, and an hour with your statements shows what it is costing you. Almost every UK share-dealing app now advertises zero commission. The marketing is accurate as far as it goes. It is also almost beside the point, because commission was never the […]