Personal Finance NewsIf your employer has just put a settlement agreement in front of you, it can feel less like a choice and more like a statement of account. The figures look tidy. There is often a date by which they want it back. Plenty of people in that position ask whether they need a settlement agreement […]
Brits are increasingly using multiple credit cards to manage existing debt according to new research, with Joe Smithies, Head of Advice at PennyPlan pointing out the warning signs that borrowing could be becoming a cycle that’s harder to escape. Analysing recently published data from YouGov, the leading debt solutions provider highlights that while 68% of […]
Brits expect to spend an average of £103 per person on Christmas gifts for their closest loved ones this year, according to new research by Nationwide. Those aged 45-54 expect to spend an average of £119 per loved one, followed by 25-34-year-olds (£116) and 35-44-year-olds (£115). By comparison, over-55s expect to spend £90 per loved […]
Hiring a full finance department isn’t always realistic for a small or medium-sized business. A company might need someone to manage payroll, prepare monthly accounts and keep an eye on cash flow, but not have enough work or budget to justify several permanent employees. That’s where outsourcing can make financial sense. An outsourced finance team […]
American Express has launched new limited-time sign-up offers on its Platinum and Gold Cards, available until 12 January 2027. For the first time, Amex is offering up to £150 in Selfridges eGift Cards, alongside boosted points, as the festive shopping period approaches. Eligible new Platinum Cardmembers can earn 80,000 bonus Membership Rewards® points, worth up […]
More than one in four (28%) holidaymakers have travelled abroad on a city break without travel insurance, rising to almost half (47%) of Gen Z, according to new research by specialist travel insurance provider, Multitrip.com. The Opinium survey of more than 1,000 UK holidaymakers also found that a quarter (25%) believe travel insurance isn’t needed […]
Kroo Bank has warned that people risk shortchanging themselves by focusing on banks offering cash switching offers rather than consistent value. In recent years, bank account switching has often been driven by cash switching offers, where account providers offer sums of £100 or more to new customers. This is borne out by the statistics published […]
British private healthcare standards are genuinely high. The CQC inspects thousands of registered providers every single year, and the vast majority will pass without any issues. But if it’s your first private appointment, for something like physiotherapy, a skin consultation, dental work or a minor procedure, you almost certainly won’t have checked the inspection report […]
Birmingham has one of the largest cash-buyer markets in the country. Between cheap terraced housing, auction lots and buy-to-let investors who don’t need a mortgage, loads of properties change hands without a lender involved. And because property searches are only compulsory when a mortgage company demands them, a lot of those purchases go through with […]
