Cheapest Loans £1,000 - £1,999

Below are the cheapest personal loans for a loan amount between £1,000 and £1,999 (updated 27.11.2023)

Lender	Representative APR	Notes
Santander	13.5% rep APR £1,500 over 12 months	Must be age 21 or over
Tesco Bank	14.8% rep APR £1,500 over 12 months	Preferential rate for Clubcard customers
Sainsbury's Bank	14.9% rep APR for £1,500 loan	Nectar card holders rate
M&S Bank	14.9% rep APR for £1500 over 12 months	Minimum income £10k pa
Post Office Money	15.7% rep APR for £1500 over 12 months	Available to new and existing customers

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £2,000 - £2,999

Below are the cheapest personal loans for a loan amount between £2,000 and £2,999 (updated 27.11.2023)

Lender	Representative APR	Notes
Santander	13.5% rep APR for £2500 personal loan over 12 months	Minimum age 21
Tesco Bank	14.8% rep APR for £2500 personal loan over 12 months	Preferential rate for Clubcard customers
Sainsbury's Bank	14.9% rep APR for £2500 personal loan over 12 months	Rate for Nectar card holders
M&S Bank	14.9% rep APR for £2500 personal loan over 12 months	Minimum income £10k pa
Post Office Money	15.7% rep APR for £2.500 personal loan over 12 months	For new and existing customers

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £3,000 - £4,999

Below are the cheapest personal loans for a loan amount between £3,000 and £4,999 (updated 27.11.2023)

Lender	Representative APR	Notes
M&S Bank	9.9% rep APR for £3k x 36 months	Minimum Income £10k pa
Post Office Money	10.7% rep APR for £3k loan x 36 months	Available to new and existing customers
AA	10.7% rep APR for £3k x 36 months	Provided by Bank of Ireland
Santander	10.8% rep APR for £3k loan x 36 months	Minimum age 21
MBNA	11.7% rep APR for £3k x 36 months	Available to new and existing customers

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £5,000 - £7,499

Below are some of the cheapest personal loans for a loan amount between £5,000 - £7,499 (updated 27.11.2023)

Lender	Representative APR	Notes
Sainsbury's Bank	7.3% rep APR for £5,000 loan x 36 months	Nectar card holders only
AA	7.3% rep APR for £5,000 loan	Finance provided by Bank of Ireland UK
Post Office Money	7.3% rep APR for £5,000 loan x 36 months	Available to existing customers
Tesco Bank	7.3% rep APR for £5,000 loan	Rate for Clubcard holders
Santander	7.4% rep APR £5,000 over 36 months	Applicants age 21 or over

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans £7,500 - £14,999

Below are the cheapest personal loans for a loan amount between £7,500 - £14,999 (updated 27.11.2023)

Lender	Representative APR	Notes
Tesco Bank	5.9% rep APR £7,500 over 36 months	Clubcard rate
Post Office Money	6.1% rep APR for £7,500 loan x 36 months	New and existing customers
AA	6.1% rep APR for £7,500 loan	Provided by Bank of Ireland
Sainsbury's Bank	6.2% rep APR for £7,500 loan x 36 months	Nectar card holders only
Santander	6.3% rep APR for £7,500 loan	Minimum age 21

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.

Cheapest Loans Over £15,000

Below are the cheapest personal loans for a loan amount of £15,000 (updated 27.11.2023)

Lender	Representative APR	Notes
Tesco Bank	5.9% rep APR £15,000 x 36 months	Clubcard rate
AA	6.1% rep APR £15,000 x 36 months	Provided by Bank of Ireland
Post Office Money	6.1% rep APR £15,000 x 36 months	Available to new and existing customers
Sainsburys Bank	6.2% rep APR £15,000 x 36 months	Nectar card holders only
Santander	6.3% rep APR £15,000 x 36 months	Minimum age 21

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances. Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk missing payments on a loan will have severe consequences and may make obtaining credit more difficult in the future. secured loans: your home may be repossessed if you do not keep up repayments on a mortgage, loan or any other debt secured on it.