Current Accounts

Compare the current account and savings accounts quickly & easily :

Current Accounts

Compare the current account and savings accounts quickly & easily :

Current Accounts – Cheapest Authorised Overdraft

Current Accounts – Highest Credit Interest

Current Accounts - Highest Credit Interest and Rewards

A selection of the highest credit interest current accounts. (updated 14.06.2024)
Provider Account Name Credit Interest Details Annual Return on £1,000 balance Notes
Starling Bank Current Account 3.25% paid up to maximum balance of £5,000 £32.50 Rate paid up to £10,000 for joint accounts
Chase Current Account 1% cashback on everyday spending (must pay in minimum £1500 per month) Also 5% interest on savings round ups
Nationwide Building Society FlexDirect 5% paid up to a maximum balance of £1500 £50 First 12 months only the reverts to 1.00%
Santander Edge Up Current Account 3.5% paid up to maximum balance of £25,000 £35 cashback available too but note £5 monthly fee payable on this account
Virgin Money Current Account 2% paid up to a maximum balance of £1000 £20 Must have linked savings account
The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk

Current Accounts - Cheapest Authorised Overdraft

A selection of the cheapest authorised overdraft current accounts (updated 14.06.2024)
Bank Account Overdraft Tariff Annual Cost*
Starling Bank Interest at 15.0% EAR  (up to 35% EAR depending on credit rating) £20.71
First Direct Interest at 39.9% EAR (first £250 free) £32.14
Metro Bank Interest at 34.0% EAR £46.94
Barclays Interest at 35.0% EAR £48.32
*£600 overdrawn 7 days per month.
The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance. Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk