Personal Finance NewsLate payment is not a minor admin irritation. It is a growth tax imposed on smaller firms by larger customers, as well as by muddled systems and old habits. Cash flow keeps an SME alive. Not profit on a spreadsheet. Cash. When invoices sit unpaid for weeks beyond terms, owners freeze hiring, shelve expansion and […]
Finding a cheaper energy deal is set to get even easier for households across the UK thanks to a new update on a free mobile app. The Renewal app’s new energy-switching feature lets households see which providers are available at their property and how much they could save by switching. Users just have to add […]
Digital assets have grown quickly, opening up new chances for investors and businesses. But this growth also brings big challenges for accounting and reporting. As these assets become more common, knowing how to track, value, and report them correctly is no longer just for specialists; it’s a basic need for good financial health and following […]
If you aren’t in control of your finances, then it’s reasonable to claim that you aren’t in control of your life or your destiny. Your long-term spending priorities, like a deposit for a house, or a pension pot, might end up being undermined by short-term, frivolous spending decisions. So, how can we solve this problem? […]
The broadband experts at Go.Compare have explained consumers’ rights and shared the steps they can take to leave their contract following the news that Ofcom is fining Virgin Media for preventing contract cancellations. The industry regulator Ofcom announced earlier in the week that it has fined Virgin Media £28 million for breaching its consumer protection rules, following […]
Andrew Hagger, Personal Finance Expert from Moneycomms.co.uk looks at the early developments in the 2026/27 student bank account market. The high street providers are starting to announce their student bank account offers for 2026/27 with Nationwide looking to build on last year’s dominant performance where it took 48% of the market. Santander has just announced a cash […]
New research by Nationwide suggests 2026 summer holiday plans are being reshaped due to global uncertainty, with many opting to delay or cancel trips, stay in the UK or keep options open. This is backed by Nationwide’s own spending data, which highlights a -1.2% fall in average holiday spending year on year. Customers spent an […]
American Express has announced a new travel benefit in partnership with ALL Accor, Accor’s booking platform and loyalty programme. American Express® Consumer, Business and Corporate Platinum Cardmembers can now enrol for complimentary ALL Accor Gold Status. New travel benefits for Amex Platinum Cardmembers Once enrolled, Platinum Cardmembers will have access to premium ALL Accor Gold status […]
Growth can be exciting as an SME and something that is the target for most, but it is important to be aware of the financial risks of growth. There are a handful of financial risks that can threaten sustainable growth, so this post will offer practical guidance on how to monitor and mitigate these risks […]
