Personal Finance NewsYou probably picture the moment you toss your ‘L’ plates into the recycling bin, or perhaps you already have an eye on a specific hatchback parked down your street. Most beginners fixate on the driving test fee and the car’s sticker price, yet getting behind the wheel legally costs far more than those two milestones […]
I meet more people working past 60, often helping family, stretch their savings or adding a retirement income stream. What I have found is that a calmer role doesn’t have to mean a much smaller pay packet. At a glance A calmer job doesn’t have to mean a big pay cut. Pay depends mainly on […]
UK savers fear forthcoming Cash ISA changes could make it harder to achieve their long-term savings and retirement goals, new research from challenger bank Hampshire Trust Bank (HTB) has revealed. The Government’s new savings approach was announced in the Autumn Budget last year in a bid to encourage cash savers to become investors. The Cash […]
When financial emergencies arise, payday lenders can seem like a lifeline for many individuals in need of quick cash. These lenders offer short-term loans to help people get through tough financial situations. However, it’s crucial to recognise the potential pitfalls hidden within the small print that most borrowers often skip. For a comprehensive overview and […]
Redundancy can put immediate pressure on household finances, but a clear action plan helps protect your income, benefits, and essential cover. Start with the paperwork your employer provides, then calculate how long your available money may last. Avoid making major financial commitments until you understand your position, including any final salary payment, notice pay and […]
Affiliate marketing systems connect commercial partners, track customer referrals and calculate payments. When those systems work together, a business can see which relationships generate revenue and reward partners accurately. Poor setup, however, may cause missed conversions, disputed commissions and unreliable reports. A successful programme therefore needs clear commercial rules, suitable software and regular technical checks. […]
If you’re looking to choose between a drawdown and a lump sum lifetime mortgage, you’re in the right place. We arrange lifetime mortgages for homeowners over 55, and two plans at the same rate can behave very differently over 15 years. How you take the money is the first of those differences, and the cheapest […]
Santander has today announced that its market-leading £240 current account switcher offer will be ending on Wednesday 7 October 2026. The offer rewards new and existing customers with £240 when they switch to Santander’s Everyday Current Account1 using the Current Account Switch Service (CASS)2 and open a Santander Regular Saver3 account paying 8% interest in […]
Nine in ten UK parents have not appointed a legal guardian for their children in their Will – despite having strong views about who they would not want to raise them. New research commissioned by national charity Will-writing campaign Will Aid found that just 11% of parents surveyed have appointed a legal guardian for their […]
