Personal Finance News

17 Sep

How Long-Term Thinking Can Protect Your Business Finances

Quick wins are tempting, aren’t they? You spot a supplier offering a rock-bottom price, or you figure cutting a corner here and there won’t hurt. And on paper, it looks like a smart move. You save money, and you get to feel like the savvy business owner who outsmarted the system. But give it a […]

17 Sep

Up to £67.7 million in tenancy deposits unfairly withheld

A new study has estimated that up to £67.7 million in tenancy deposits may have been unfairly withheld from renters over the last two years. Around one in five tenants who left a property during this period said they had some of their deposit retained, equal to approximately 722,937 households.Worryingly, the vast majority of these […]

17 Sep

The majority of self-employed workers would switch to a salaried job to get a mortgage

Over a quarter (26%) of self-employed workers believe they have been turned down for a mortgage because of factors linked to their employment status, Afin Bank has found. In fact three quarters (75%) of workers said they were either currently thinking about or would consider switching to salary-based employment to overcome the challenges of getting […]

16 Sep

5 Top Tips To Ensure Your Online Brand Is Unmissable & Unforgettable

The digital era has created opportunities for businesses to unlock greater success than ever before. However, the competition to get seen (and, more importantly remembered) is fierce. Research suggests people may interact with up to 10,000 brands daily. So, how can you make sure that yours is one that sticks out for the right reason? […]

16 Sep

The Real Cost of Wedding Season – and How to Survive It

As the UK heads into peak wedding season, guests across the country are preparing to celebrate—while also keeping a close eye on their finances. From multiple invitations to destination ceremonies, the cost of attending weddings can add up quickly. Christie Cook, Managing Director of Retail at Hodge Bank, offers practical, budget-friendly advice to help guests […]

16 Sep

Five tax reliefs you’re missing that could save you hundreds

Millions of workers in the UK are missing out on tax reliefs worth hundreds of pounds a year, simply because they don’t know they exist. Lee Murphy, Managing Director of The Accountancy Partnership, online accountants for small businesses, contractors and freelancers, urges British employees to take action now. “The rules are generous in some areas, and […]

16 Sep

3.1 million policyholders at risk of cancelled home insurance – are you one of them?

A new study has estimated that approximately 3.1 million policyholders in the UK are at risk of having their home insurance cancelled or voided, all due to making simple errors. In the last year, around 7% admitted to doing something that could lead to their policy being cancelled, equal to millions nationwide who could be […]

16 Sep

Understanding the benefits and risks of equity release

Unlocking home equity can be a useful way to access funds based on the value of your home. The amount of mortgage you have outstanding impacts the amount you have access to, and there may be other limits depending on the type of scheme you opt for. However, using the funds for renovation, for example, […]

15 Sep

How to Start and Grow Your Freelance Business

If you are a freelancer just starting out or are having trouble getting things off the ground, it is important that you build your business foundations. Once you have your core pillars in place, you will find that it is smooth sailing from there.  To grow your business, you are going to need to deploy […]