Personal Finance News

13 Sep

How Regular Maintenance Ensures Your UK Smoke Alarm’s Efficiency

Smoke alarms are an essential safety feature in any home, and regular maintenance is crucial to ensure their efficiency. In the UK, where fire safety regulations are strict, it is especially important to keep your smoke alarms in good working order. This article will explore the importance of regular maintenance for smoke alarms in the […]

4 Sep

Santander launches best buy easy access savings at 5.20%

Santander UK has today (Monday 4 September) launched a ‘top of market’ easy access account, the Easy Access Saver Limited Edition (Issue 3), which pays 5.20% AER/ 5.08% gross (variable) on savings up to £250,000 for 12 months. Customers with £5,000 deposited in the account will typically earn £21.66 in interest every month and £260 annually. […]

4 Sep

NS&I fights back with 6.20% 1 Year Savings Rate

National Savings and Investments (NS&I) shocked the UK savings industry this week when it launched its highest ever rate of 6.20% for a 1 Year Guaranteed Growth Bond. The deal went straight to the top of the best buy tables and is the highest rate by some margin, with 6.00% the next best rate on […]

22 Aug

New Issue for Green Savings Bonds at 5.70%

A new Issue of NS&I’s Green Savings Bonds has been released today paying 5.70% gross/AER fixed-rate over a three-year term. Savers putting money into Green Savings Bonds will be helping fund vital green projects across the UK as part of the UK Government Green Financing Framework. Dax Harkins, NS&I Chief Executive, said: “I’m really pleased that […]

15 Aug

97% of car insurance products charging at least one extra fee

Data from 321 insurance products shows that millions of people in the UK could be paying extra fees for their car insurance. NFU Mutual, which does not charge any extra fees, analysed data from Defaqto and found that only 9 of 321 products – just 3% – do not charge any extra fees to customers. […]

15 Aug

One in three students targeted by fraudsters

NatWest’s 2023 Student Living Index reveals fraud is a major issue for students. A third of students have been targeted by criminals in the last year. Delivery scams are the most common kind of fraud that students have encountered over the past year, with 14% having experienced this scam according to NatWest’s annual survey of […]

15 Aug

Almost 10 million adults lack confidence to make financial decisions

A new YouGov survey commissioned by TotallyMoney investigated consumer credit confidence and found: 9.8 million adults (19%) are not confident in making financial decisions Almost a third (29%) would find it difficult to cover an unexpected £100 expense Two in five (41%) don’t understand how credit companies make lending decisions Just one in five (19%) believe […]

7 Aug

How to Reduce the Risk of a Dispute in Property Investment

Property investments can incur a lot of disputes if you’re not careful. Here’s our top tips on how to avoid them. Investing in property can be a lucrative strategy. However, it can also involve a lot of risk-taking and parties can sometimes find themselves in conflict over property disputes as a result. Those involved with […]

2 Aug

Sterling Gains On Eight Top Currency Destinations Says M&S Travel Money

Insight from M&S Travel Money reveals that the value of the pound has increased against eight of the top ten currency destinations over the last 12 months, with sterling gaining as much as 66 per cent on the Turkish lira – M&S Travel Money’s third most popular currency destination of 2023. As holidaymakers continue to […]