Personal Finance NewsWork out ‘your’ financial plan for retirement Your expenses are likely to change in retirement, so work out what you think you will need to meet your day-to-day living expenses (such as household bills) and discretionary expenditure (such as holidays and hobbies). Your current outgoings are a good place to start when working this out, […]
With the UK in the grip of a fraud epidemic, fraudsters will use any tactics they can to lure unsuspecting victims into their trap. Whether it is get-rich-quick schemes or a bargain from an unknown seller, the rising cost of living is forcing many consumers to seek alternative ways of saving or making money – […]
‘Tis the season and with Christmas shopping at the forefront of our minds, Black Friday sales behind us and the traditional January bargain-hunt on the horizon; many are looking to find a good deal in-store or online whilst spreading some cheer. But what should you be looking out for when making crimbo purchases or do […]
Over a third (35%) of UK drivers do not consider depreciation when they are buying a car, according to an Opinium survey of 2,000 drivers, commissioned by InsuretheGap.com, an independent provider of GAP (Guaranteed Asset Protection). Depreciation is the difference between what you pay for a car and the amount you can get back when […]
Can you get a mortgage with poor or limited credit history? Bad credit is a spectrum when it comes to mortgages, and there is some variation in the requirements among the major high-street lenders. For example, some lenders are prepared to consider less serious credit issues, such as default and CCJs when they are two […]
Ben Dhesi, the creator of the energy-saving mobile app HUGO, built his career providing energy-saving software to businesses, racking up accolades such as two ‘Energy Buyer of the Year’ awards and the Energy Awards ‘Energy Technology Innovation of the Year’ – now he is using his expertise to help UK households with their winter energy bills. From talking to your supplier […]
A staggering 91% of Brits have reported an increase in their living costs compared to a year ago, with 73% saying that costs have become more expensive in the last month alone – but benefits expert Paul Brennan explains that support is out there, if you know how to access it. “If you find that figuring out which benefits […]
Criminals are taking advantage of the cost-of-living crisis by advertising goods which don’t exist. Customers trying to reduce their energy expenditure could find themselves being specifically targeted, as revealed in NatWest’s 2022 list of predicted purchase scams criminals will use this Black Friday. Air fryers are predicted to be one of the top new scams […]
As parents struggle to make ends meet, kids’ nest eggs are taking a hit, with 12% of parents resorting to dipping into their children’s ‘piggybanks’ this year. With a tough year on the horizon 58% of families today have no savings account in place for their offsprings’ futures. Independent research from Metro Bank has revealed […]
