Personal Finance News

10 Mar

Giving up smoking could save you £16,000 in insurance premiums

People who quit smoking could save up to £16,000 on their insurance premiums, Royal London has found. Non-smokers could be eligible for lower rate premiums if they have not smoked tobacco or used any nicotine replacement products including e-cigarettes for 12 months. No Smoking Day falls on Wednesday 10 March this year. Here are examples […]

9 Mar

Do your homework before choosing a Foreign Exchange (forex) Broker

What to look for in a forex broker If you’re one of the growing number of new forex trader, you’ll need to carry out your business through an online brokerage platform in this digital age. However, choosing a forex broker can be far from straightforward, thanks both to the competitive nature of the market and […]

9 Mar

Business Savings – Four of the Best Notice Savings Accounts for Businesses

If you have some surplus funds in your business current account at the moment but don’t want to lock your cash away for 12 months or more in a fixed rate bond, then a business notice savings account may be the answer. It’s not as flexible as being able to get instant access to your […]

4 Mar

New – Mothers day offers for Amex customers

American Express has teamed up with skincare brand Kiehl’s, online florist Appleyard Flowers, and hand iced biscuit maker Biscuiteers, to reward eligible Cardmembers on their spending this Mother’s Day. Available now, Cardmembers can receive cashback when purchasing that special something for their mother. Whether near to, or far from loved ones this year, take advantage […]

23 Feb

Investec research reveals that only 26 of the top 50 instant access savings accounts are ‘clean’ and don’t have penalties or restrictions

New analysis of the top 50 instant access savings accounts for balances of £5,000, commissioned by Investec, reveals that only 26 of the top 50 instant access savings accounts are ‘clean’ and don’t have penalties, restrictions for withdrawing money, or rely on short-term bonuses to inflate returns.  The corresponding figures for the top 20 and […]

18 Feb

Lockdown savers planning £36bn injection into UK economy when restrictions ease

Britons who managed to save money during the pandemic are planning a £36bn spending spree when restrictions ease, according to new research1. The study, by ethical savings provider Gatehouse Bank, found more than two-thirds (68 per cent) of people have been able to put money away during the pandemic due to reduced expenditure such as commuting and other […]

11 Feb

Brits spend £1.9 billion on lockdown household celebrations

With the first lockdown Valentine’s Day fast approaching, it’s no secret that COVID-19 restrictions have put a halt to many of our plans over the last year. However, new research1 from American Express reveals that over half of Brits (54%) haven’t let lockdown stop the fun, actively celebrating at least two special occasions with household […]

9 Feb

HSBC re launches its £125 current account switching offer

HSBC UK is offering £125 in cash to those switching to its Advance or Premier current accounts, the bank announced today. By utilising this and the bank’s other benefits, customers could easily be hundreds of pounds better off. A cash offer of £125 to new customers who switch to an Advance or Premier current account, […]

3 Feb

£565 million lost every year when customers automatically renew car insurance

Finance experts TotallyMoney warn that customers could be offered a worse deal if they stay with their current car insurance provider than if they were to renew with a new provider: £565m is lost every year due to customers being loyal to current car insurance provider 14 million customers are paying on average an extra £40 by renewing […]