Balance Transfer Credit Cards

Longest 0% Balance Transfer Credit Cards

Below are the Longest 0% balance transfer credit card deals on the market (updated 06.02.2026)

Card Interest Free Transfer Fee APR For Purchases
TSB 38 Months 3.49% Based on a credit limit of £1200 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.
Barclaycard Platinum
36 Months 3.45% Based on a credit limit of £1200 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.
Tesco Bank 36 Months 3.45% Based on a credit limit of £1200 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.
MBNA 36 Months 3.29% Based on a credit limit of £1200 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.
Virgin Money 35 Months 2.95% Based on a credit limit of £1200 charged at 24.9% variable per annum for purchases. Representative 24.9% APR variable.

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finances.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk