5 Longest 0% Purchase Credit Cards

Below are 5 of the Longest 0% Purchase credit card deals on the market (updated 10.01.2025).

Card	Interest Free	APR For Purchases when 0% promotional rate expires
Barclaycard	22 Months	Based on a credit limit of £1200 charged at 24.9% variable p a for purchases. Representative 24.9% APR variable
MBNA	22 Months	Based on a credit limit of £1200 charged at 24.9% variable p a for purchases. Representative 24.9% APR variable.
Lloyds Bank	21 Months	Based on a credit limit of £1200 charged at 24.9% variable p a for purchases. Representative 24.9% APR variable.
M&S Bank	20 Months	Based on a credit limit of £1200 charged at 24.9% variable p a for purchases. Representative 24.9% APR variable.
HSBC	20 Months	Based on a credit limit of £1200 charged at 24.9% variable p a for purchases. Representative 24.9% APR variable.

The data published on the website is intended to supply you with information only and is not intended to provide you with financial advice as to the most suitable product for your own personal circumstances and requirements. Whilst we try to update rates regularly we cannot guarantee their accuracy. Please always do your own research when considering your personal finance.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk