Moneynet is proud to announce the results of its sixth annual Personal Finance Awards recognising the top providers and products from the last twelve months.

It has been another testing and fiercely competitive year for banks, building societies and credit card companies, but some have stood out from their peers and delivered excellent deals for the consumer.

Despite the low base rate environment and uncertain economic conditions, there have been some stand out best buy products and we are again pleased to recognise the top providers and innovators for their achievements.

So to our winners!…

WINNER- Best Overall Personal Finance Provider – Tesco Bank
WINNER -Best Loyalty Rewards for Existing Customers – Nationwide Building Society


WINNER – Best Offset Mortgage Provider – Yorkshire Building Society
WINNER – Best First Time Buyer Mortgage Provider – Clydesdale/Yorkshire Bank
WINNER – Best Direct Mortgage Provider – Tesco Bank
WINNER – Best Fixed Rate Mortgage Provider – Norwich & Peterborough Building Society
WINNER – Best Overall Mortgage Provider – HSBC


WINNER – Best Overall Savings Provider – United Trust Bank
WINNER – Best Fixed Rate Savings Provider – Charter Savings Bank
WINNER – Best Online Savings Provider – Post Office Money
WINNER – Best Cash ISA Provider – AA Financial Services
WINNER – Best Junior Cash ISA Provider – Nationwide Building Society
WINNER – Best Children’s Savings Provider – Nationwide Building Society
WINNER – Best Business Savings Provider – Aldermore
WINNER – Best New Savings Provider – Hampshire Trust Bank
WINNER – Best Regular Savings Provider – Kent Reliance


WINNER – Best ‘in credit’ Current Account – TSB
WINNER – Best Current Account (overdraft) – First Direct
WINNER – Best Student Bank Account – HSBC
WINNER – Best all round Current Account – Tesco Bank
WINNER – Best Packaged Current Account – Nationwide Building Society FlexPlus
WINNER – Best Debit Card for use abroad – Norwich & Peterborough Building Society
WINNER – Best Private Banking Current Account – Investec Voyage


WINNER – Best Personal Loan Provider – Clydesdale/Yorkshire Bank
WINNER – Best Credit Builder – Amigo Loans
WINNER – Best Specialist Loan Provider – 118118 Money


WINNER – Best Peer to Peer Property Lender – LendInvest
WINNER – Best Consumer Peer to Peer Lender Returns – Lending Works
WINNER – Best New Peer to Peer Provider – CrowdStacker
WINNER – Best Overall Consumer Peer to Peer Provider – RateSetter


WINNER – Best 0% Balance Transfer Credit Card Provider – Barclaycard
WINNER – Best All Round Credit Card – MBNA Everyday Plus
WINNER – Best Credit Card for use abroad – MBNA Everyday Plus
WINNER – Best Credit Card Rewards – Sainsbury’s Bank Nectar Credit Cards
WINNER – Best Cash Back Credit Card – American Express Platinum Cashback Everyday
WINNER – Best Credit Repair Card Provider – Marbles


WINNER – Best Travel Money Provider – Asda Money
WINNER – Best Prepaid Currency Card – Access Prepaid Cash Passport
WINNER – Best Money Transfer Provider – Azimo


WINNER – Best New Personal Finance App – Santander KiTTi
WINNER – Best Free Personal Finance Initiative – ClearScore


WINNER – Best Pet Insurance Provider – Tesco Bank
WINNER – Best Travel Insurance Provider – AA Travel Insurance
WINNER – Best Car Insurance Provider – Allianz
WINNER – Best Home Emergency Cover Provider – HomeServe