Moneynet Awards 2020

Here are the results of the tenth annual Moneynet Personal Finance Awards recognising the best providers and products from the last twelve months.

The competition between banks, building societies, insurers, fintechs and credit card companies has been intense throughout 2019, but some have outperformed their peers and delivered excellent choice, value and innovative solutions for UK consumers.

There have been some stand out best buy accounts and exciting new product developments, helping people get the most from their finances, and once again Moneynet is proud to recognise the top providers and innovators for their achievements.

2020 Moneynet Awards – WINNERS


Best All-Round Personal Finance Provider – Santander
Best Overall Mortgage Provider – Yorkshire Building Society
Savings Provider of the Year – Charter Savings Bank
Best Overall Business Savings Provider – Hampshire Trust Bank
Best Overall Current Account – NatWest Reward
Best Overall Credit Card Provider – Sainsbury’s Bank


Best Online Mortgage Provider – M&S Bank
Best Offset Mortgage Provider – Yorkshire Building Society
Best First Time Buyer Mortgage Provider – Yorkshire Building Society
Best Buy to Let Mortgage Lender – Landbay
Best Online Mortgage Broker – Habito
Best Mortgage Innovation – Habito Go


Best Easy Access Savings Provider – Kent Reliance
Best Monthly Interest Savings Provider – Paragon Bank
Best Fixed Rate Savings Provider – Charter Savings Bank
Best Fixed Rate Cash ISA Provider – Aldermore
Best Variable Rate ISA Provider – Cynergy Bank
Best Ethical Savings Provider – Gatehouse Bank
Best Children’s Savings provider – Saffron Building Society
Best Regular Savings Provider – Saffron Building Society
Best Lifetime ISA Provider – Nottingham Building Society
Best ‘No Strings’ Savings Provider – Ford Money
Best Building Society Savings Provider – Yorkshire Building Society
Best Over 50’s Savings Provider – Saga
Best Online Savings Provider – RCI Bank
Best Notice Savings Provider – Investec
Best Fixed Rate Business Savings Provider – Aldermore
Best Variable Rate Business Savings Provider – Redwood Bank


Best Current Account Rewards – NatWest
Best Current Account for Switchers – Nationwide Building Society
Best Student Bank Account – HSBC
Best Added Value Current Account – Halifax Ultimate Reward
Best Business Current Account – Tide


Best Personal Loans Provider – Sainsbury’s Bank
Best Specialist Business Lender – Masthaven Bank
Best Mid Cost Loan Provider – Amigo Loans
Best Lender Innovation – LiveLend – Chetwood Financial


Best Property Investment Platform – Lendinvest
Most Innovative P2P Platform – Crowdstacker
Best Consumer Peer to Peer Provider – Lending Works
Best Property Based IFISA Provider – CapitalRise


Best Credit Report Provider – Totally Money
Best Cash Back Credit Card – Asda
Best Credit Card Rewards – Sainsbury’s Bank
Best New Credit Card – Curve
Best Business Credit Card – Santander Business Cashback Card
Best Credit Builder Card – New Day Aqua Advance


Best Travel Money Provider – ASDA
Best Prepaid Currency Card – Caxton Red
Best Travel Insurance Provider – Co-op Travel Insurance


Best Pet Insurance Provider – Lifetime Pet Cover
Best Funeral Plan Provider – Co-op Funeralcare
Best Home Insurance Provider – Admiral
Best Home Emergency Cover Provider – HomeServe
Best Over 50’s Plan Provider – One Family

2020 Moneynet Awards – HIGHLY COMMENDED

Best First Time Buyer Mortgage Provider – Leek United Building Society
Best Building Society Savings Provider – Newcastle Building Society
Best Building Society Savings Provider – Hinckley & Rugby Building Society

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