Here are the results of the 15th annual Moneynet Personal Finance Awards (2025) recognising the best providers and products from the last twelve months.
Fluctuating interest rates have made it another challenging year for providers and borrowers, with savers still enjoying some of the best returns for many years.
The fierce competition between banks, building societies, insurers, and credit card companies has barely wavered throughout the last year.
The best providers adapted to changing market conditions and outperformed their peers, delivering excellent choice, value, and innovative solutions for their customers.
There have been many impressive, best buy deals, with most of the action in the fast moving and ultra-competitive savings space.
We continue to celebrate innovative new product developments, which help people get a better deal on their finances, and Moneynet is once again proud to recognise the best in market for their outstanding achievements.
Business Banking Brand of The Year – Allica Bank
Mortgage Provider of The Year – Principality Building Society
Overall Savings Provider of the Year – Shawbrook Bank
Personal Savings Provider of the Year- Zopa
Business & SME Savings Provider of the Year – Hampshire Trust Bank
Credit Card Provider of The Year – American Express
Cash ISA Provider of The Year – Cynergy Bank
Best Overall Ethical Savings Provider – Triodos Bank
Best Easy Access Savings Provider – Cynergy Bank
Best Monthly Interest Savings Provider – Recognise Bank
Best Fixed Rate Savings Provider – Shawbrook Bank
Best Green Fixed Rate Savings Provider – Gatehouse Bank – Woodland Savings
Best Fixed Rate Cash ISA Provider –Charter Savings Bank
Best Variable Rate ISA Provider – Cynergy Bank
Best High Street Cash ISA Provider – Santander
Best Ethical Savings Initiative – RCI Bank – E-Volve Savings Account
Best Regular Savings Provider – Zopa
Best ‘No Strings’ Savings Provider – RCI Bank
Best Building Society Savings Provider – Skipton Building Society
Best Digital Savings Provider – Investec
Best High Street Savings Provider – Santander
Best Online Savings Provider – RCI Bank
Best Notice Savings Provider – Investec
Most Consistent Savings Provider – Ford Money
Best Children’s Savings Provider – Kent Reliance
Most Transparent Savings Provider – Ford Money
Best Savings App – Zopa
Best New Savings Provider – Chetwood Bank
Best Fixed Rate Business Savings Provider – Close Brothers Savings
Best Easy Access Business & SME Savings – Saffron Building Society
Best Variable Rate Business Savings Provider – Aldermore
Best Charity Account Savings Provider – United Trust Bank
Best Personal Current Account – NatWest Reward
Best Student Bank Account – NatWest
Best Business Current Account – HSBC Kinetic
Best App Based Business Bank Account – HSBC Kinetic
Best Ethical Current Account – Triodos Bank
Best Cashback Credit Card – American Express (Platinum Everyday)
Best Credit Card Rewards – John Lewis Partnership Card
Best Business Credit Card – Capital on Tap
Best First Time Buyer Mortgage Provider – Cambridge Building Society
Best Green Mortgage Provider – Nationwide Building Society
Best Personal Loans Provider – M&S Bank
Best Small Business Loan Provider – iwoca
Best Travel Money Provider – Asda Money
Best Travel Insurance Provider – Asda Money
Best Credit Report Provider – Totally Money
Best Car Insurance Provider – Aviva
Best Pet Insurance Provider – Asda Money
Best Home Insurance Provider – Admiral
Best Funeral Plan Provider – Co-op Funeralcare
Best Breakdown Insurance – Asda Money
Best Home Emergency Cover Provider – HomeServe
Any questions re purchasing the rights to use the winning logos in your advertising/promo material, – please contact Andrew Hagger via moneycomms@gmail.com.
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