Moneynet Awards 2023

Here are the results of the 13th annual Moneynet Personal Finance Awards (2023) recognising the very best providers and products from the last twelve months.

The tough economic back drop and cost of living crisis has made it another challenging year for providers and customers alike.

Soaring inflation and rising interest rates have been key issues for consumers during 2022 and providers have had to respond accordingly.

Despite these challenging times, the competition between banks, building societies, insurers, and credit card companies has remained fierce throughout the year.

The best providers adapted to changing market conditions and outperformed their peers, delivering excellent choice, value, and innovative solutions for their customers.

There have been many eye-catching best buy deals, particularly in the fast moving and ultra-competitive savings space.

We continue to celebrate innovative new product developments, which help people get more from their finances, and Moneynet is once again proud to recognise the best in market for their outstanding achievements.


Banking Brand of The Year – Aldermore
Business Banking Brand of The Year – Hampshire Trust Bank
Mortgage Provider of The Year – First Direct
Savings Provider of the Year – Castle Trust Bank
Credit Card Provider of The Year – HSBC Credit Cards
Cash ISA Provider of The Year – Paragon Bank



Best Easy Access Savings Provider – Al Rayan Bank
Best Monthly Interest Savings Provider – Shawbrook Bank
Best Fixed Rate Savings Provider – Winner – Kent Reliance

Best Fixed Rate Savings Provider – (Highly Commended) – My Community Bank
Best Fixed Rate Cash ISA Provider – Close Brothers Savings
Best Variable Rate ISA Provider – Cynergy Bank
Best Ethical Savings Provider – RCI Bank
Best Regular Savings Provider – NatWest (Digital Regular Saver)
Best ‘No Strings’ Savings Provider – Ford Money
Best Building Society Savings Provider – Coventry Building Society
Best Digital Savings Provider – Investec
Best High Street Savings Provider – Santander
Best Online Savings Provider – RCI Bank
Best Notice Savings Provider – Oxbury Bank
Most Consistent Savings Provider – Zopa
Best Children’s Savings Provider – Kent Reliance
Most Transparent Savings Provider – Investec
Best Fixed Rate Business Savings  – Aldermore
Best Variable Rate Business Savings – Recognise Bank
Best Overall Business Savings Provider – United Trust Bank
Best New Savings Provider – GB Bank


Best Current Account– First Direct
Best Student Bank Account – Nationwide B S FlexStudent
Best Business Current Account – HSBC Kinetic
Best App Based Business Bank Account – HSBC Kinetic
Best Ethical Current Account – Triodos Bank


Best Property Based IFISA Provider – Assetz Exchange
Most Innovative P2P Platform – Crowd2Fund
Most Innovative P2P Platform (Highly Commended) Assetz Exchange
Best Credit Report Provider – Totally Money


Best Cashback Credit Card – American Express (Platinum Everyday)
Best Credit Card Rewards – M&S Bank
Best Business Credit Card – Metro Bank
Best New Credit Card – Elfin Market


Best Personal Loans Provider – M&S Bank
Best Small Business Loan Provider – HSBC Kinetic
Best Short-Term Loan Provider – QuickLoansExpress


Best Travel Money Provider – Asda Money
Best Currency Travel Card – Currensea


Best Pet Insurance Provider – Lifetime Pet
Best Funeral Plan Provider – Co-op Funeralcare
Best Travel Insurance Provider – Asda Money

Any questions re purchasing the rights to use the winning logos in your advertising/promo material, – please contact Andrew Hagger via