Moneynet Awards 2021

Here are the results of the 11th annual Moneynet Personal Finance Awards (2021) recognising the best providers and products from the last twelve months.

The Covid crisis has made it an extremely challenging year for providers and customer alike, but the competition between banks, building societies, insurers, fintechs and credit card companies remained intense right through what was a turbulent 2020.

Several providers have once again outperformed their peers and delivered excellent choice, value, and innovative solutions for their customers.

There have been many noteworthy best buy accounts and no shortage of new product developments, helping people get the most from their finances, and Moneynet is proud to recognise the top providers and innovators for their achievements.


Banking Brand of The Year – Metro Bank
Best Overall Mortgage Provider – Yorkshire Building Society
Savings Provider of the Year – Charter Savings Bank
Best Overall Business Savings Provider – Hampshire Trust Bank
Credit Card Provider of The Year – Tesco Bank
Best Customer Care Initiative – TSB Fraud Refund Guarantee


Best Family Support Mortgage – Barclays – Springboard
Best Offset Mortgage Provider – Yorkshire Building Society
Best First Time Buyer Mortgage Provider – Yorkshire Building Society
Highly Commended First Time Buyer Mortgage Provider – Leek United Building Society
Best Buy to Let Lender – Lendinvest


Best Easy Access Savings Provider – Yorkshire Building Society
Best Monthly Interest Savings Provider – Shawbrook Bank
Best Fixed Rate Savings Provider – Charter Savings Bank
Best Fixed Rate Cash ISA Provider – Aldermore
Best Variable Rate ISA Provider – Cynergy Bank
Best Ethical Savings Provider – Gatehouse Bank
Best Children’s Savings Provider – Saffron Building Society
Best Regular Savings Provider – West Brom Building Society
Best ‘No Strings’ Savings Provider – Ford Money
Best Building Society Savings Provider – Coventry Building Society
Best New Savings Provider – Allica Bank
Best Online Savings Provider – Zopa
Best Notice Savings Provider –Paragon Bank
Most Transparent Savings Provider – Investec
Best Fixed Rate Business Savings Provider – Aldermore
Best Variable Rate Business Savings Provider – Close Brothers Savings


Best Current Account Overdraft – First Direct
Best Student Bank Account – Barclays
Best Business Current Account – Starling Bank
Best Ethical Current Account – Triodos Bank


Best Personal Loans Provider – Shawbrook Bank
Best Specialist Business Lender – Close Brothers


Best Property Based IFISA Provider – CapitalRise
Most Innovative P2P Platform – Crowd2Fund
Best Consumer Peer to Peer Provider – RateSetter
Best Credit Report Provider – Totally Money
Best New Personal Finance App – Portify
Best Children’s Pocket Money App – Rooster Money


Best Cash Back Credit Card – American Express Platinum Everyday
Best Credit Card Rewards – Tesco Bank
Best Business Credit Card – Santander Business Cashback Card
Best New Credit Card – Tymit


Best Travel Money Provider – M&S Bank
Best Prepaid Currency Card – Caxton Red


Best Pet Insurance Provider – Lifetime Pet
Best Funeral Plan Provider – Co-op Funeralcare
Best Car Insurance Innovation – Co-op Car Insurance – Telematics T Plate
Best Travel Insurance Provider – Staysure
Best Specialist Insurance Provider – insurethebox

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